Magnifi Financial | Your World in Focus.

Web Name: Magnifi Financial | Your World in Focus.

WebSite: http://www.mymagnifi.org

ID:346409

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Your World in Focus.

Become a Magnifi Financial member today and start your journey to financial success.

Get Started

Why Magnifi?

Why Magnifi?

Why should you choose Magnifi Financial?

 

Online Applications

Online Applications

View application and forms.

 

Mortgage

Buy a House

Get moving with local mortgage financing.

 

Get Connected

Get Connected

Make the most out of digital services.

 

Same day mortgage pre-qualification.

Apply online and get pre-qualified in one business day with an industry-leading and top-rated team.

Get Pre-qualified

Digital Banking
built for you

Online and mobile banking, now better than ever. Use the Personal Financial Management service that combines all your accounts from any financial institution.

Explore Digital Enroll

My Credit Score

Learn How

My Credit Score

Personal Financial Tools

Learn How

Personal Financial Management

Digital Wallet

Get App

Digital Wallet

Zelle®

Learn More

Zelle®

Pay Bills

Learn How

Pay Bills

Direct Deposit

Get App

Direct Deposit

Educate & Elevate.

Financial education is the foundation of personal success.

 

More Topics

Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Apply for Membership

ABOUT US

About Us Careers News & Events

GET STARTED

Become a Member Open an Account Apply for a Loan

CONTACT US

1-888-330-8482 International Toll Number:
(320) 208-2729
Branches & ATMs Routing Number: 291974204 Report Lost/Stolen Card

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© 2022 Magnifi Financial

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Applying for a loan or opening an account online is fast, secure and easy. Choose a product below to get started.

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Loan Calculator

What will my monthly payment be?



Frequently Asked Questions

Sometimes, sometimes not. If you have already found your vehicle to purchase, we can set up financing right away and you won't need a pre-qualification letter. However, if you get pre-qualified and then shop around for vehicles, we'll send you a pre-qualification letter to bring to dealerships. Some dealerships may also contact us to confirm financing as a business practice. Your pre-qualification offer is typically valid for 90 days with Magnifi. If we have not heard from you about purchasing a vehicle within those 90 days, then your loan application will be closed and you will need to reapply if you decide to obtain financing after the expiration date. That's great! Go ahead and fill out an application and we'll help you get the financing together as quickly as possible. If you are working with a dealership, we'll just need the Purchase Agreement and Insurance Card. Our lending staff will help walk through everything with you to get you on the road faster. We have several methods for you to make your loan payments:

Magnifi Digital Banking or Mobile App: You can transfer funds from your Magnifi or external checking/savings account into your loan account.

Online: Use our online loan payment system to set up a single or recurring payment with your debit/credit card or routing/account number.

Mail: Send a check to: PO Box 232, Glenwood, MN 56334. Please include your Account Number and Loan ID. You will not receive a payment receipt by mail but you can verify the transaction within Digital Banking.

Branch: Visit any Magnifi location to make a payment. You can avoid paying as much interest if you make larger or additional payments on your vehicle loan. This will pay down the principal of the loan which means you pay less interest and you could pay off your loan quicker. However, this does not advance your due dates... Meaning, if you make twice the payment amount one month, you will still need to make a payment on the same due date the following month.

Frequently Asked Questions

We have several methods for you to make your loan payments:
Magnifi Financial Internet Banking: You can transfer funds from your Magnifi Financial checking/savings account into your loan account. Learn more here.
Magnifi Financial Mobile App: You can transfer funds from your Magnifi Financial checking/savings account into your loan account. Learn more here.
Phone: (888) 330-8482 Pay over the phone with a debit card or Magnifi Financial account transfer.
Mail: PO Box 190, St. Joseph, MN 56374. Please include your Account Number and Loan ID. You will not receive a payment receipt by mail but you can verify the transaction within Internet Banking.
Branch: Visit any Magnifi Financial location to make a payment.

Great question! Our members can qualify for membership very easily. You will just need to work, worship, go to school, or volunteer in one of the 18 counties of our field of membership. So, when you open your account with us, you will open a one-time $5.00 “Share” account which makes you a member of Magnifi Financial and an equal owner of our credit union. And if you ever decide to close your account, you will receive your $5 deposit back. You can learn more here. Absolutely! We have eAlerts which can help remind you of an upcoming due date or if your payment is late. You can learn more about eAlerts here. Yes, Magnifi Financial offers additional protection for members to add on to their loans in the event that something unexpected occurs.
Work with your assigned Magnifi Financial team member to discuss the right options for you.

TAGS:Your Financial Magnifi Focus

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