Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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 EQ Notice: NEW Account from EQ Bank

By FT May 30, 2024

What is the EQ Notice Account? There are three things you need to know about the NEW EQ Notice Account: 1) It’s a brand new…

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How to Become a Millionaire in Canada

By FT May 28, 2024

Most of us have wondered what it takes to reach millionaire status in Canada. We certainly don’t advise getting involved in any “get rich quick”…

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Tangerine vs EQ Bank Comparison 2024

By Kyle Prevost May 28, 2024

If you’re in search of the Best Online Bank in Canada in 2024, the battle comes down to Tangerine vs. EQ Bank. Interest rates as…

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PolicyMe Review (Term & Critical Illness Insurance Online)

By Kyle Prevost May 26, 2024

Solid term life insurance and critical illness insurance are essential parts of disaster-proofing your life. This PolicyMe review shows how to get the best deal…

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Moka App Review 2024

By Kornel May 22, 2024

What Is The Moka App? Are you looking for an easy way to save money or build an emergency fund? If you have trouble building…

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Best Canadian Online Brokers – May 2024

By FT May 21, 2024

Now that we’ve hit summer, it’s time to take a look at the latest offerings from Canada’s best online brokerages. As always, our latest Canadian…

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RESP in Canada – Rules, Eligibility & Optimal Strategy

By FT May 18, 2024

An RESP, or Registered Education Savings Plan, is a registered tax-deferred investment account designed to help pay for a child’s education.  In other words, RESPs…

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The Best Countries for Canadians to Retire Abroad

By Kyle Prevost May 11, 2024

A few years ago I never would have considered writing an article about the best countries for a Canadian to retire abroad.   Why would anyone…

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Best High Yield Canadian Stocks 2024

By FT May 4, 2024

Many people love investing in dividend stocks for their predictable income stream. One of our most popular articles is our best Canadian dividend stocks list.…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew