Updated January 2018

Also known as the VA Streamline Refinance, the Interest Rate Reduction Refinance Loan (IRRRL) program by the US Department of Veterans Affairs is a great refinancing option for homeowners who currently hold a VA loan.

Its primary aim is to help VA homeowners lower their current mortgage rates and obtain a more affordable payment term. Keep in mind that  IRRRL rates and guidelines will vary by lender, so it is important to do your research before you choose a lender.

With the IRRRL program, you can refinance your existing VA mortgage without having to completely re-qualify and you can lower your current interest rate to the market rates of today.

Submit your information below to get matched up with a great VA approved lender who can help you get a free IRRRL rate quote.

Besides having one of the best home loan option existent today, military service members both retired and on active duty also have exclusive access to perhaps one of the best refinancing program in the market. There are various reasons why a homeowner decides to refinance. It could be to take out equity and increase ones cash flow or use the proceeds of the loan to fund some emergency expenses or home improvements. However, a homeowner will not receive cash from an IRRRL.

Take note that the loan must be a VA to VA refinance and reuse the entitlement you originally used.

IRRRL.com utilizes extensive VA experience to help you make the best out of this refinancing option. We offer simple and effective options to help you find the best rate and save as much as possible.

Apply now and refinance your home mortgage to a lower interest rate. Start saving now with the help of our VA loan experts.

Get a free VA IRRRL refinance quote today.

Some of the more popular topics related to the IRRRL program include:

When it comes to finding the right VA refinance lender, the first thing to know is that not every VA approved lender has the same guidelines for the IRRRL program. Each lender may have different requirements regarding credit scores, appraisals or other aspects of the loan process. Because of this, it is important that you speak with multiple VA approved lenders who can help get you a written rate quote so that you can lay them all out and compare. You want to be sure that you pick the right lender for your particular situation and you might also be surprised to learn how much money you can probably save just by shopping a few lenders.

Ready to get started? Submit your information below and we will match you with a great VA approved lender who can give you a written rate quote on an IRRRL refinance.

Because IRRRL rates change multiple times each day and can vary widely from one lender to another, the most accurate way to determine rates is to get a personalized quote from a VA-approved lender. To get started, just fill out your contact information below it only takes a minute.

IRRRL rate quotes should be free from VA lenders and after getting your information, they will provide you with a Good Faith Estimate of what exactly your IRRRL rate would be if you were to get an IRRRL loan done right then.

Here are some helpful tips to follow if you want to get the best rate in the market:Ask how long it would take to close the loan.

Get your free VA IRRRL rate quote today by completing the information below.

Finding the right mortgage starts here.