Fixed Index Annuity - Fixed Index Annuity

Time 2020-11-18 16:04:51

Web Name: Fixed Index Annuity - Fixed Index Annuity

WebSite: http://indexannuityrate.com

ID:120158

Keywords:

Fixed,Index,Annuity,

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Your state insurance commissioner regulates two annuities, fixed and variable. AnIndex 'hybrid' annuity is a fixed index annuity.You'll receive a little known document published by your state insurancecommissioners. This state insurance government guide is a regulatory document produced for the benefit of annuityconsumers and does not endorse any company.Complete the form above or the long form belowto receive immediate access to the insurance departments document. Within a few days I will call to confirm you area real person. After a 'real person' confirmation, we will email, one, two or three fixed index annuity brochures,income rider brochures and income quotes based on your goals.Participation rates with no capsThe participation ratedecides how much of the increase in the index will be used to calculate index-linked interest. For example, if the calculated change in the index is 10% and the fixed indexed annuity participation rate is 70%, the index-linked interest rate for your fixed index annuity will be 7% (10% x 70% = 7%). A company may set a different participation rate for newly issued index annuities as often as each day. Therefore, the initial participation rate in your fixed annuity will depend on when it is issued by the company. The company usually guarantees the participation rate for a specific period (from one year to the entire term). When that period is over, the company sets a new participation rate for the next period.Some fixed indexed annuities guarantee that the participation rate will never be setlower than a specified minimum or higher than a specified maximum.21 Fixed Index Annuity QuestionsThe 21 questions listed in the insurance regulatory buyersguide may help you decide which type of annuity, if any, meets your retirement income planning and financialneeds.You should think about what your goals are for the money you may put into the fixedindexed annuity you choose. -Does the fixed index annuity let me get money when I needit?-What renewal rate is thecompany crediting on index annuity contracts of the same type issued last year?-Does the initial rate includea Bonus rate and how much is the fixed index annuity Bonus?These questions put you in control of the sales process, so complete the above formto receive 21 questions to ask when buying an index 'hybrid' annuity.Is It PossibleaParticipation Rate with no cap could be a better Rateto Choose?*Complete the short form above for quotes. Long formbelow...An index annuity is different from other fixed annuities because of the way itcredits interest to your annuity's value. Some fixed annuities only credit interest calculated at a rate set in thecontract.Other fixed annuities also credit interest at rates set from time totime by the insurance company.Fixed indexed annuities credit interest using a formula based onchanges in the index to which the annuity is linked. The formula decides how the additional interest, if any, iscalculated and credited. How much additional index interest you get and when you get it depends on the features ofyour particular fixed indexed annuity.JEFFREY SCOTT McLEODNATIONAL LICENSED INSURANCE SALES PRODUCER #558629 ARKANSAS INSURANCE PRODUCER LICENSE#558629McLEOD AGENCY, INC. ARKANSAS INSURANCE LICENSE#1651277FixedIndexAnnuity AnnualPointToPointVideo AnnuityDefinition MonthlyAverageVideoReview MonthlyPointToPointVideo About Terms AnnuityRates PrivacyStatement ContactUs Iwillemail2 or 3fixed index annuity brochures and income rider quotes, aftera phone conversation.

TAGS:Fixed Index Annuity 

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Fixed Index Annuity - Rates are diffferent among the insurance companies. Choose the wrong fixed indexed annuity and your interest rate returns could be below average. JEFFREY SCOTT McLEOD

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