NY Online Defensive Driving (IPIRP)

Take the NYS-approved Internet Point & Insurance Reduction Program (IPIRP) course to reduce up to four points from your driving record and save 10% on your car insurance for three years. You can take the course every 18 months for point reduction or every three years to renew your insurance discount. »CourseDetails

10% Off Your Auto Insurance Rate

Safer drivers deserve better car insurance rates. The IPIRP defensive driving course provides a guaranteed 10% discount on your insurance, and you don't even need to get a new quote or change providers. The best part: You can retake the course every three years to keep your rates low. »LearnMore

Reduce Points and Avoid Penalties

Don't let a traffic ticket put you at risk for a suspended license. The defensive driving course not only teaches you how to drive safer, but it also reduces points on your driving record. When you complete the course, the DMV will forgive up to four points added to your record in the past 18 months. »LearnMore