Fair Investment | Savings and Investments Specialists

Time 2020-11-14 07:03:20

Web Name: Fair Investment | Savings and Investments Specialists

WebSite: http://www.fairinvestment.co.uk

ID:115443

Keywords:

Savings,Investment,Fair,

Description:

Deposit Plan OfferLooking for a Capital Protected alternative to Cash?Potential 19.5% after 6 years Potential 19.5% if the FTSE 100 rises by any amount after 6 years Equivalent to 3.25% per year 6 year term Available as cash ISA, non ISA or ISA transfer Capital Protected receiveyour initial capital back at the end of the term no matter how the FTSE 100 performsMore Plan Details Our view: The 19.5% potential return is equivalent to 3.01% compound growth each year which is significantly more than the current leading longer term savings ratesImportant Information:This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme(FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.Latest Offers Investing For Income - Up to 5.00% pa Deposit Plans - Up to 3.08% pa potential interest 1 Year Fixed Rate - Top UK Rate 0.90% APR 2020 Top ISA Deals - Invest up to £20,000 tax freeFund ISAs - Build Your Own ISA PortfolioHigh Interest Current Accounts - Up To 2.00% interestLow Cost Sharedealing - From £1.75 per trade Ethical Investments Children's Savings - Junior ISAs From £10 pmInvestment OfferUp to 5.0% interest pa with quarterly paymentsQuarterly interest even if the FTSE falls 25% 5.0% interest each year is a strong headline return, especially when this can be achieved even if the FTSE 100 Index falls up to 25%. The combination of high interest potential and monthly payments, along with a defensive feature meaning you get paid even if the stock market falls 25%, means we expect this plan to be popular. Oliver Roylance-Smith, head of savings and investmentThe MB UK FTSE Quarterly Contingent Income Plan pays 1.25% at the end of each quarter , provided the FTSE 100 Index has not fallen more than 25% below its level at the start of the plan that s a potential 5.0% interest per year. If the Index does close below this level, no interest is paid for that quarter.The plan has a maximum term of 6 years, but also offers the opportunity to receive your initial capital back in full before then if the FTSE has risen 5% or more at the end of each quarter (from year 1 onwards). If the plan does not end early, your initial capital is returned in full provided the FTSE has not fallen by more than 35% at the end of the plan term. If it has, your initial investment will be reduced by 1% for each 1% fall, so your capital is at risk.Available for ISA, ISA transfers and non-ISA investmentsMore info Capital is at risk. This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income payments are not guaranteed and there is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.Featured Offers Potential return in years 1, 2, 3, 4, 5 or 6 Return paid if start level of the FTSE 100 goes up by any amount on an annual observation date Maximum 6 year term ISA Option Invest from 5,000Our view: This plan offers investors the opportunity for investment level returns even if the FTSE stays the same, along with the 35% barrier before your capital is at risk, could offer a compelling option in the current climate.Capital at riskMore information Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.Maximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentApplication deadline for ISA transfer applications 12 November 2020Application deadline for direct and ISA applications 26 November 2020Capital is at risk if the FTSE 100 Index has fallenby more than 35% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 5,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.Maximum 8 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentDeadline for stocks shares ISA transfer applications 2 October 2020Deadline for cash ISA transfer applications 9October 2020Deadline for Direct ISA applications 23 October 2020Capital is at risk if the FTSE 100 Index has fallenby more than 40% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 10,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.9.5% for each year (not compounded) provided the FTSE 100 finishes higher than its starting valuePotential to mature early, from year 1 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentDeadline for stocks shares ISA transfer applications 6 November 2020Deadline for cash ISA transfer applications 13November 2020Deadline for Direct ISA applications 27 November 2020Capital is at risk if the FTSE 100 Index has fallenby more than 40% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 10,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.9% for each year (not compounded) provided the FTSE 100 finishes 5% above its starting levelPotential to mature early, from year 1 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentApplication deadline for ISA transfer applications 12 November 2020Application deadline for direct and ISA applications 26 November 2020Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 5,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.Available for stocks and shares ISA, ISA transfer and direct investmentApplication deadline for ISA transfer applications 12 November 2020Application deadline for direct and ISA applications 26 November 2020Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 5,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.7.75% for each year (not compounded) provided the FTSE 100 finishes at or above its starting valuePotential to mature early, from year 1 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentApplication deadline for ISA transfer applications 12 November 2020Application deadline for direct and ISA applications 26 November 2020Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 5,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.7.6% for each year (not compounded) provided the FTSE 100 finishes the same or higher than its starting value (subject to averaging)Potential to mature early, from year 1 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentDeadline for ISA transfer applications 4 December 2020Deadline for Direct ISA applications 23 December 2020Capital is at risk if the FTSE 100 Index has fallenby more than 40% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 3,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.6.8% for each year (not compounded) provided the FTSE 100 finishes the same or higher than its starting value (subject to averaging)Potential to mature early, from year 2 onwardsMaximum 8 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentDeadline for ISA transfer applications 4 December 2020Deadline for Direct ISA applications 23 December 2020Capital is at risk if the FTSE 100 Index has fallenby more than 40% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 3,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.6.25% for each year (not compounded) provided the FTSE 100 finishes above kick out levelRequired kick out level reduces from 105% to to 80% over the termPotential to mature early, from year 1 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentApplication deadline for ISA transfer applications 12 November 2020Application deadline for direct and ISA applications 26 November 2020Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 5,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedImportant Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.4.8% for each year (not compounded) provided the FTSE 100 finishes at or above kick out levelRequired kick out level reduces from 100% to to 80% over the termPotential to mature early, from year 2 onwardsMaximum 6 year termAvailable for stocks and shares ISA, ISA transfer and direct investmentDeadline for ISA transfer applications 4 December 2020Deadline for Direct ISA applications 23 December 2020Capital is at risk if the FTSE 100 Index has fallenby more than 40% at maturity from it s initial level, in which case your initial investment will reduce by 1% for each 1% fallMinimum investment 3,000An arrangement fee applies to this planIf you withdraw your money during the plan you may get back less than you originally investedOur view: If you re looking for high income, then the ability to receive 5.0% per year even if the FTSE falls by 25%, could be appealing.Request Brochure Capital is at riskThis website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.* Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.

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