One Cent At A Time - A Personal finance blog to get rich

Time 2020-12-07 11:04:08

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HomeAboutAdvertiseContactPolicyGuest PostArchiveOne Cent At A TimeA Personal finance blog to get richEmailFacebookPinterestRSSTwitterBeautiful LifeBecoming RichBeginners GuideExtra IncomeProductivitySaving MoneyTips on How Immigrants Can Establish a Credit HistoryDecember 3, 2020 Leave a Comment Share this:TweetEmailThe United States of America is a land of vast opportunities. With each dawning day, many individuals travel to America to make their dreams a reality. However, it s quite unfortunate that these USA immigrants face a challenging financial situation.It’s often a result of a lack of credit history. It becomes hard to build an identity in a country where they want to meet their goals. It s why building a credible credit history is essential for setting up a life in the USA.Continue Reading...How to Land Your Dream Job in COVID-19 ChaosDecember 1, 2020 1 Comment Share this:TweetEmailAfter eight months of enduring the consequences of the COVID-19 pandemic, everyone has to wonder if anything will ever be the same. That would seem to be particularly true as it relates to the U.S. economy and job market.As the nation s unemployment rate rose to near 15% in April, American workers were forced to face certain realities. They were forced to recognize that most industries were going to be tightening up on hiring practices, which is exactly what has happened.Continue Reading...Reduce Your Carbon Footprint Without Compromising Quality of LifeNovember 24, 2020 Leave a Comment Share this:TweetEmailThe term “Going Green” is gaining ground and that’s a good thing for future generations. Conserving natural resources and putting fewer toxins into the air and less waste into landfills definitely benefits the planet. Thankfully, there are many ways to reduce your carbon footprint without reducing your quality of life. Preserving WaterWater is a natural resource that many take advantage of. Unfortunately, the supply is limited and the usage enormous. Continue Reading...Christmas Shopping On a BudgetNovember 20, 2020 Leave a Comment Share this:TweetEmailHoliday time is fun. You get invited to a ton of parties, bond with your loved ones, and receive countless gifts. It is the time to spend on your loved ones in a bid to express how much you care about them. But before you do so, here is something you need to know.Many people spend the first quarter of the year in counseling as they come to terms with their financial hits. More often than not, these hard economic times are a result of overspending during the holidays. While gifting people is not bad, you need to keep an eye on your expenditure.Continue Reading...Does Having Many Credit Cards Hurt Your Credit Score?November 16, 2020 Leave a Comment Share this:TweetEmailCredit cards offer convenience and security to consumers, especially those who don’t want to carry a lot of cash around. A typical consumer in the US is not usually satisfied with having just one credit card. In fact, a 2018 Experian report says that Americans tend to have an average of 3 credit cards.In fact, I currently have 10+ active credit cards, Signing up for credit cards for rewards and churning them is my hobby. I like reward travel. I travel at a nominal cost. Even after applying and canceling cards frequently, I have an 800+ credit score.Continue Reading...5 Ways to Make Passive IncomeNovember 10, 2020 2 Comments Share this:TweetEmailIf you re truly looking to take your finances to the next level, you should be thinking about passive income.What is passive income exactly? It s pretty much exactly what it sounds like: money you make passively or don t have to continue actively working for.An example of active income is wages earned for performing a job. An example of passive income is renting out a property you own. With passive income, you may have to do extra work or spend extra money to get started, but eventually, it will pay off.Continue Reading...How to Survive After Being FiredNovember 6, 2020 3 Comments Share this:TweetEmailBeing fired from a job may be one of the most stressful and shameful experiences an adult may face. You want to be liked and accepted and perform well, but something just didn’t work out.Being fired isn’t always about your performance. Sometimes the position is being dissolved; sometimes, it’s a clash between yourself and your boss. But no matter what the reason, the feeling of failure can creep in.Continue Reading...7 Items You Should Always Have In Your CarOctober 30, 2020 Leave a Comment Share this:TweetEmailIt is very important that you have some items inside your car in order to be properly prepared in the future for anything that happens. Most vehicle owners are not ready for anything. Do not make such a mistake since what you have inside is just as important as having an extended warranty on a car that is older than 5 years.If you do not have such coverage, you end up paying everything out of your own pockets, which is not great. In a similar way, remember that being prepared is the best thing you can do. This is why you should have the following in your car.Continue Reading...9 Ways to Slash College Costs Without a ScholarshipOctober 27, 2020 1 Comment Share this:TweetEmailCollege costs are on an upward trajectory. Until government officials implement tangible reforms, a college education will remain out-of-reach for many students. Fortunately, scholarships usually go a long way in reducing the financial burden that college fees present.The reality, however, is that sometimes scholarships are hard to come by. Competition is stiff, and even students with commendable grades miss out.Continue Reading...Retirement Saving 101October 26, 2020 1 Comment Share this:TweetEmailWith so many Americans without sizable retirement savings, it s often our duty to remind our readers of the importance of having retirement savings. Here is a refresher guide to help you stay on track.Retirement saving is important, but since it s so far into the future, it s hard for folks to give it importance. Thankfully, some people are thinking about it but don t necessarily know where to start. The following is meant to guide people in the right direction.Continue Reading...Next Page Create your own blog in 20 minutes and $20Personal Capital, a free tool to change your financial health today Join our community of 5000+ subscribers to increase net worth and build wealth Site Disclaimer Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.” Read full Affiliate disclosureOne Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .Major Media Mention

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