Not even close, it's no contest, no other invoice factoring firm matches our level of superior service and products.

FINANCIALLY SECURE

We have been in the invoice factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any challenging situations you might encounter. Our lights won't go out when the times get challenging, as a few invoice factoring companies regretfully have in the past.

ACCESS INTO A WIDE NETWORK

Each factoring company has a preference for size, industry, and risk. It's not practical for you to pick which invoice factoring firm is the right fit for you. By reaching out to us, we'll answer any burning questions you may have and help you locate the ideal match for your company - whether it's with us or another invoice factoring company.

We have an enormous A-list of invoice factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, after you take some time to explain what you need to us, you'll quickly see that we can help you find just what you need.

No Minimum

Almost all invoice factoring firms let you select and choose your customers to factor. Although a few of them usually require a minimum amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a bit like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

NO HIDDEN FEES

Almost all invoice factoring firms fees are contorted. You'll need to rent some blood hounds to sniff out those fees. You can be rest assured, We are different.  We are absolutely upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

HIGHER ADVANCE RATES

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

PERSONALIZED

Some accounts receivable factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Almost all accounts receivable factoring companies especially the Silicon Valley Fintech ones mostly rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Dedicated Account Administrators

Almost all invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who understands your business intimately, and can support you in ways the others just can't or won't.

Safeguard Your
Client Relationships

Don't ignore the fact that the invoice factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Our Business
is Your Business

Together, we create a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Payment Trend Alerts

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to correct them right away.

UP-TO-DATE CUSTOMER CREDIT HISTORY

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Watch out for negative payment trends. This is essential to avoid preventable write-offs.

LEADING EDGE TECHNOLOGY

Our company uses the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies are not even in the same neighborhood.

We have been in the invoice factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any challenging situations you might encounter. Our lights won't go out when the times get challenging, as a few invoice factoring companies regretfully have in the past.

Every factoring company has a preference for size, industry, and risk. It’s impossible for you to know which company is the best fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the best match for your business - whether it’s with us or another company.

We have a vast network of industry colleagues that we’ve built over 20+ years in the business. So, when you take the time to explain your needs to us, we can be the “one stop shop” to help you find exactly what you’re looking for.

Almost all invoice factoring firms let you select and choose your customers to factor. Although a few of them usually require a minimum amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a bit like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

Almost all invoice factoring firms fees are contorted. You'll need to rent some blood hounds to sniff out those fees. You can be rest assured, We are different.  We are absolutely upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Almost all accounts receivable factoring companies especially the Silicon Valley Fintech ones mostly rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Almost all invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who understands your business intimately, and can support you in ways the others just can't or won't.

Don't ignore the fact that the invoice factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to correct them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Watch out for negative payment trends. This is essential to avoid preventable write-offs.

Our company uses the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies are not even in the same neighborhood.

As you can see, we quite frankly have more to offer you.

Other factoring companies don't even come close.