SBI Credit Card Online - SBI Credit Card Services | SBI Card

Time 2020-10-03 20:04:46

Web Name: SBI Credit Card Online - SBI Credit Card Services | SBI Card

WebSite: http://www.sbicard.com

ID:69146

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Install Manage your account on the go with the SBI Card Mobile App I authorize SBICPSL its representatives to call me or SMS me with reference to my Credit Card application. I have read, understood and consented to the declaration as provided. Read MoreI hereby confirm that the details as provided herein belong to me are correct to the best of my knowledge. I hereby exercise the option and discretion to share such information with SBI Cards Payment Services Private Limited (SBICPSL). Notwithstanding any other restrictions opted my me, I do hereby consent and authorize SBICPSL to share such information with its Group companies Affiliates/Associates and to contact me at the details as provided herein above, only for the purposes of issuance of a credit card to me. An OTP has been sent to your registered mobile +91 XXXXXX-***Spend More, Save MoreRedeem your Reward Points with Shop-and-Smile Rewards ProgrammeMake the Most of Your Credit cardBe a smart SBI Card user and make the best of your card Use your Credit Card wiselyCredit cards come with legal contracts. Hence, it is important that you are aware of their terms and conditions, when you sign up for them.Explore features and learn about T Cs: Please read your credit card application carefully to know about your card s features and associated Terms and Conditions. The information mentioned in small prints may have big impacts on your fees, charges and usage conditions. While some T Cs are similar on all cards, there are many others that may be particular to the ones you are applying for, so we recommend that you go through all of them.Understand liabilities: If your card has multiple users, know about the liabilities shared by secondary users. Also, if you have applied for Add-on cards, understand the added responsibilities that come with them such as who will manage the cards, pay bills and debts, etc.Read moreKnow how to cancel your Credit Card: Knowing how to cancel your card is as important as knowing how to use it. When you decide to close a Credit Card, make sure all payments have been made and there are no pending dues. Avoid closing cards that still have outstanding balance to be cleared or those that make a significant amount of your credit history. Cancelling such cards impact your credit score.Learn about cash advances: Credit Cards give you the freedom of taking cash advances. But avail this service only at the time of emergency because cash advances are levied with charges, which you start paying from the day you have taken the advance. There is no grace period on cash advances from a credit card.Exploring lower rate of interest options for payments: In case of unexpected expenses, it is better to talk to your credit card company and explore different options that you can take advantage of, such as availing low interest credit options. This way you can save on the amount you repay.Tips for secure Card usageCredit cards give you a lot of power and if you follow some crucial mantras about their usage, you can harness them well.Ensure the safety of your Credit Card, PIN number, Card expiry date, CVV(security code) by all means. Also, Please do not share your One Time Password(OTP) with anyone. Always get your current contact number updated to ensure receipt of transaction alerts. Whenever you travel abroad, please stay informed about the benefits you can avail in case of card loss or theft, suchCard Insurance plans Emergency Card replacement services.Be vigilant and check your credit card statements/transaction alert SMS carefully for any suspicious transaction(s). If you ever notice any unsolicited transaction, immediately report the same.Read moreAvail credit cards from institutions that follow national international standards for secure transactionsDo not hand-over your credit card to people, whom you do not know. When you shop, make sure that the card is not out of your sight and you have collected your card at the end of the transaction. Also, before signing the charge slip, check the amount printed on it.Keep your Credit Card, CVV and helpline numbers saved with you separately and in case of card loss or theft, immediately inform your card issuer and get the card blocked.Always log in into your credit card account from a secure computer that is malware free. Make a strong password(combination of Upper case, numbers special characters) for the online account of your credit card and do not share your password with anyone.Refrain from responding to correspondences that asks for your Credit Card number, expiry date, CVV or password/OTP details. Banks or your card issuer, will never ask for this information from you. Whenever you get such mails, calls, SMS, etc. bring them to the notice of your card issuer.Click here for a detailed account on dos and don ts related to the safety of your credit cards.Credit ScoreCredit Score is a 3-digit number, which represents your credit history based on your credit behavior. The Credit score ranges between 300 - 900. High score implies a good credit history. A score below 600 is poor, whereas ideally score greater than 750 is the best.As per RBI guidelines, SBI Card regularly submits credit information of all cardholders to respective bureaus on a regular basis. Some major bureaus include:CIBIL TransunionExperianCRIF HighmarkEquifaxRead moreImportance of Credit ScoreWhen you apply for a loan or credit card, the lending/issuing company checks your credit score first to determine if you are eligible to avail the loan or get a credit card.Higher is the score better are your application approval chance. Low score places you in a Risk Zone and makes it difficult to secure an approval.Some of the factors affecting your Credit ScoreIrregular payments of your dues: Ensure timely payments of your monthly credit card dues to maintain good credit history and high score.Over- utilization of your credit limit: Usage of credit card balance above credit limit affect credit score negatively.Partial payments: Making partial payments of your monthly credit dues/outstanding bills.Click here for a detailed account on dos and don ts related to the safety of your credit cards.Submit your KYC DocumentsAs per the Know Your Customer guidelines of the Reserve Bank of India*, we need to periodically update customer details and obtain identification documents.You are requested to submit a self-attested copy of the required KYC documents for your Credit Card and for Add-on Cards (if any) at the earliest.The following documents along-with a recent passport size photograph shall suffice for ID and Current residence address proof (self-attested copies of any of the below):PassportVoter ID Card (both sides)Driving License** (both sides)Aadhaar Card/Virtual IDNREGA CardLetter issued by the National Population Register containing details of name and addressRead moreFor NRI customers, in case the documents submitted by a foreign national does not contain the details of address, in such case the documents issued by the Govt departments of foreign jurisdictions and letter issued by the Foreign Embassy or Mission in India shall be accepted as proof of address.Note:*Refer to the RBI circular below:RBI/DBR/2015-16/18 Master Direction DBR.AML.BC.No.81/14.01.001/2015-16 (updated as on May 29, 2019)** For Driving Licenses issued in states where it is specifically mentioned that the document cannot be used as address proof the same will not be acceptable as an address proof KYC document.Important points to remember: Documents should be valid on current date Each document should be self-attested Please mention your registered e-mail id / registered mobile number either in the e-mail body or on the KYC documents(Click here to download the KYC Declaration Form)You may submit the requisite self - attested documents to us through any of the following modes: E-mail the scanned copies to kyc.renewal@sbicard.com from your registered e-mail id Log in to your account on www.sbicard.com and upload the documents by clicking Submit KYC documents under the My Accounts section Send the hardcopies of the documents to the below mentioned address:SBI Card - KYC RenewalSBI Cards Payment Services Ltd.DLF Cyber City, Tower-C, Block 2, 12th FloorBuilding 3, DLF Infinity Towers, Gurgaon-122002 (Haryana)In case your current address is not updated in any of your official documents to be submitted as proof, you can get the same updated using any one of the following options: UID/Aadhaar: Visithttps://ssup.uidai.gov.in/ssup/ to check the required documents and get your address updated online in UID. Voter ID: Register onhttps://www.nvsp.in and select option migration to other place . Passport: Visit your nearest Passport Seva Kendra. Driving License: Visit your respective RTO office.Contact Us SBI Cards and Payment Services LimitedUnit 401 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034CIN:U65999DL1998PTC093849Fax: 91-124-3987306Learn More"SBI Cards and Payment Services Limited” was formerly known as “SBI Cards and Payment Services Private Limited"Site best viewed in browsers I.E 11+, Mozilla 3.5+, Chrome 3.0+, Safari 5.0+ on all desktops, laptops, and Android & iOS mobile/tablet devicesxYou are being re-directed to a third party site. Please acknowledge the disclaimer before proceeding further.You are about to access a site, the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through it, is not warranted by SBICPSL and shall be solely be construed to be set forth by the third party.You will access this site solely for the payment of your bills and you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.SBICPSL and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the service provider whose site you are about to access. Neither SBICPSL nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of the service provider, failure or disruption of the site of the service provider, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto SBICSPL and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto. T•O•G•E•T•H•E•R ENSURING SAFETY & SERVICE DELIVERY IN THESE CHALLENGING TIMES It has been our top-most priority to provide you uninterrupted service these past few months. Our teams have been working remotely since the first lockdown to make this possible. Considering the advisories on health & workplace safety, our offices are currently operational with limited staff strength, and the rest of our teams are still working remotely. We understand that some of you may still experience some difficulty in reaching us on our helpline. We regret the inconvenience and request your patience till we are fully operational. In the meanwhile, we urge you to use our 24x7 digital self-service channels (Website, Mobile App, Chatbot) for all your queries.

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