Retirement saving made simple.

With OregonSaves, everyone benefits.

OregonSaves is the state of Oregon’s retirement savings program that provides Oregonians with an easy and automatic way to save for the future.

OregonSaves is available to Oregon workers whose employers do not offer a workplace retirement plan, self-employed individuals, and others who want an easy way to save. Savers contribute to a convenient and portable Individual Retirement Account (IRA) that moves right along with them as they change jobs. Employers that don’t offer their own plan will register for OregonSaves by their deadline and ensure access to this beneficial program for their employees.

Employers

Registration is open to eligible employers. Start now to help your employees save and plan for their future.

Already offer a retirement plan?

Certify your exemption here

Savers

Make an investment in your future. With OregonSaves, it’s easy to save and plan for your retirement dreams.

I want to opt out of OregonSaves

See how OregonSaves works

Benefits to help you succeed.

EMPLOYERS

Getting started is fast, easy, and secure

There are no employer fees and no fiduciary responsibility

Role is limited to registering your business and submitting employee contributions

Works seamlessly with any payroll process

Stay competitive by offering a great benefit

SAVERS

Get started automatically, or customize savings choices to meet your needs

Simplified investing with low fees

Flexible contribution levels

Portable accounts that go where your career goes

Access to online tools and real people trained to answer your questions

Employer assistance
1-844-661-1256

Employee assistance
1-844-661-6777

OregonSaves is overseen by the Oregon Retirement Savings Board. Vestwell State Savings, LLC, dba Sumday Administration (“Sumday”), is the program administrator. Sumday and its affiliates are responsible for day-to-day program operations. Participants saving through OregonSaves beneficially own and have control over their Roth IRAs, as provided in the program offering set out at www.oregonsaves.com/savers.

OregonSaves’ Portfolios offer investment options selected by the Oregon Retirement Savings Board. For more information on OregonSaves’ Portfolios go to www.oregonsaves.com/savers. Account balances in OregonSaves will vary with market conditions and are not guaranteed or insured by the Oregon Retirement Savings Board, the State of Oregon, the Federal Deposit Insurance Corporation ("FDIC") or any other organization.

OregonSaves is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of OregonSaves should not be considered an endorsement or recommendation by your employer of OregonSaves, Roth IRAs, or these investments. Roth IRAs are not exclusive to OregonSaves and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to an OregonSaves Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult your tax or financial advisor if you have questions related to taxes or investments.

By clicking on one of the social media icons, you are leaving the OregonSaves website, maintained by Sumday and are being redirected to a social media site solely maintained by the Oregon Retirement Savings Board (“Board”). Sumday, the program administrator for OregonSaves, does not monitor or endorse the Board's social media activities. All OregonSaves social media activities are the sole responsibility of the Board.

The OregonSaves mark and OregonSaves logo are registered trademarks of the Oregon Retirement Savings Board and may not be used without permission.

© 2022 OregonSaves

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