Bad Credit Car Lease Specialists since 1999 - CVS Ltd

Time 2021-09-16 14:39:53

Web Name: Bad Credit Car Lease Specialists since 1999 - CVS Ltd

WebSite: http://www.ultracars.co.uk

ID:194833

Keywords:

Car,Lease,Bad,

Description:

Bad Credit Car Leasing and Car Finance Compass Vehicle Services specialise in bad credit car leasing, offering affordable bad credit car finance for businesses and individuals with poor credit. CVS is a lender not a credit broker. Contract Hire and Leasing Compass Vehicle Services specialise in bad credit car leasing, offering affordable bad credit car finance for businesses and individuals with poor credit.At CVS Ltd we offer two types of lease contract – Personal car leasing (Personal contract hire) and Business car leasing (Business contract hire). Our typical contract length is 3 years with a fixed monthly cost and high mileage limit as standard.CVS offer nationwide car leasing, so no matter where you live in the UK you can drive one of our lease cars or vans.We understand the frustration a bad credit score can cause when you need car finance to lease a new car or van – worrying that you won’t get a finance deal after a credit check.If you are looking for a car or an entire fleet of vans but you have less than perfect credit – you have come to the right place.  We can offer the widest range of contract hire and leasing vehicles – tell us what bad credit car or bad credit van you want. Choose the car you want Choose the car or van you want and we will source the vehicle and lease it back to you. Pay fixed monthly payments Make an initial payment (first payment) and pay fixed monthly repayments for the length of your lease. Return the vehicle at the end of the Lease Simply return the car or van at the end of your lease in good order and meet the fair wear and tear guidelines,. What makes CVS Ltd different to other non status car leasing companies? We do not hold a stock of vehicles – Why would we? We do not know what car or van you would like. Instead we buy the vehicle you want and lease it back to you.We fund your car – Unlike other subprime car leasing companies we carry out all our own underwriting. This means no third parties to deal with; faster application process, and tailored leasing agreements to suit your needs.Sub Prime – We only work with customers who have an adverse or bad credit rating. Offering a Personal Service At Compass Vehicle Services Limited (CVS Ltd) we really do put the customer first and are here every step of the way advising you on cars, sharing our knowledge of leasing and making sure you are getting the best bad credit car leasing deal possible. We are easily contactable throughout your leasing term, should you need us for whatever reason.In a recent survey of our existing customers, 100% of those who responded said they would recommend us to a friend, and they do! Over 90% of our customers renew with us, the other percentage have been able to move into the mainstream. If you don t find the answer to your question please get in touch and we ll be happy to help. If you can demonstrate that you can afford the lease payments then yes you can lease a vehicle with no credit history. You will need to supply us with bank statements and proof of employment to demonstrate this. A credit check is required to comply with the Financial Conduct Authority and anti-fraud regulations. The credit check is used simply to confirm your address, and we are not looking at your credit score.We only perform a credit check once we have pre-approved your application. Once we have approved your application, we will post you a leasing contract and ask you to sign and return it.The next step is to pay the agreed initial payment and the one-off administration fee.Once we have received your signed contract, and your initial payment funds are cleared we will source your car or van. If you can satisfy 2 key requirements then you qualify to lease a car:Are you traceable? It is not simply a question of whether you are on the electoral roll. It helps, but we will not discount an individual if they are not on the electoral roll. We consider a number of other issues such as how long you have been living in your home (you do not need to own it) and how long you have been in your current employment/self-employment.Can you afford the payments? We review your last three months bank statements to assess whether you are able to afford the monthly payments. We do not use any credit scoring methods. We welcome applications from customers who have County Court Judgements (CCJs). We look at your current financial situation and whether you can afford the payments to make a decision, and not your credit score. We welcome customers who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, rather than use your credit score to make a decision. We welcome applications from customers who are bankrupt or who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, not your credit score. We welcome customers with individual voluntary arrangements (IVAs). We look at your current financial situation and whether you can afford the payments rather than using your credit score. You can only lease a car with CVS if you have bad credit. We accept all kinds of bad credit including IVA, CCJ, debt management plans and bankruptcy. As long as you can demonstrate you can afford the monthly payments we can help. We do not use your credit rating to make a decision. Once you have completed your application for personal or business contract hire, we will ask you to supply some supporting documentation which is usually:Proof of Identification – Copy of your valid driver’s licenceProof of Income – Pay slips and bank statements for the last 3 months. If self-employed instead of pay slips please provide yourHMRC SA302 form confirming your latest tax calculationProof of Address – You can verify your address by providing a UK utility bill (gas, electricity, water, telephone landline) issued within 3 months. The name and address on the bill must match those in the lease application. Having bad credit can make it difficult to get car finance through a mainstream car leaser. However CVS do things differently and as long as you can demonstrate you can afford the lease we can help. Yes, there are many households who do have multiple leased cars in one persons name. Yes you can you will need to make a joint application in your name and the name of the person you want the lease for. Once you have been accepted you will be required to pay your initial (first) payment, this would have been agreed during the acceptance process. There are no deposits paid at CVS Ltd we only require your initial payment. Yes, if you are unable to show affordability you can have a family member or partner go on your leasing agreement contract with you in order to support your application. You can also lease a car for someone else. We are unable to guarantee every application but in truth no company can, however we have approximately an 85% acceptance rate upon all the required documentation. Road tax is included as standard, and will be taken care of by Compass Vehicle Services as the registered keeper of your vehicle, throughout the term of your lease agreement. An MOT is only required on vehicles 3 years or older. It is the customer s responsibility to MOT the vehicle if and when is required. Maintenance, servicing and MOT are not included in the lease agreement and it is your responsibility to arrange these. An MOT is only required on vehicles 3 years or older. Vehicle insurance is not included as standard in the lease agreement and is therefore your responsibility to arrange a fully comprehensive motor insurance policy. For personal contract hire the main insurance policy holder must be you. For business hire the car insurance policy must be in your company name.Before you collect or take delivery of your car or van we will require a copy of the insurance document for the vehicle. You choose the car or van you want based on your budget, and requirements. We don t hold a stock of vehicles, and instead we will purchase the vehicle you want and lease it back to you. So you are not restricted in your vehicle choice. As standard with all leasing companies, we charge a one-off payment at the beginning of your lease to cover all administration for the duration of your lease agreement. This charge is £100 + VAT. If you decide to renew your lease at the end of the agreement we do not charge you again. The majority of lease agreements are for 3 years (36 months). However, we tailor all lease agreements to suit your individual circumstances so if you need a shorter or longer lease we can arrange that. CVS Ltd are the registered keepers of the vehicle, and remain so throughout your lease agreement. Most of our lease cars and vans are nearly new, and so you should get at least 2 years from the original manufacturer’s warranty (depending on the age of the car when you lease it and the length of the warranty.) It’s worth pointing out that unlike most manufacturers Hyundai give 5 years manufacturers warranty, which means your whole lease agreement would be covered. The reviews don't lie, our customers love us! We are a family firm and we treat our customers like family.Customer satisfaction is important to us and we therefore always go the extra mile to help wherever we can See our reviews on Trustpilot

TAGS:Car Lease Bad 

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CVS Ltd only lease to people with bad credit. Personal and business leasing. All bad credit considered. 01342 837110

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