Credit score information Truth, and what is false

Time 2020-10-27 07:03:09

Web Name: Credit score information Truth, and what is false

WebSite: http://www.creditscoring.com

ID:95801

Keywords:

information,Truth,Credit,

Description:

OPEN LETTER - Missing Fair Isaac FICO credit score document Searching for the real list of factors for The Real Big Credit Score 2020-08-07OPEN LETTER - What is an email address for People magazine? What began with Credit Score Myth 4 -- the 30 percent utilization ratio thing -- ended up being about so-called experts and mere contact with a publication. #Myth4Money and truth Start at the top with the new guy. 2020-07-27Unnamed experts on credit score utilization ratio, Part 1 Who are they? 2020-05-13False information published by Fox News spreads 20200422 How to spell the name of the mayor of Louisville 2020-04-30False information published by Fox News 20200422 Misidentification of Louisville Mayor and Credit Scoring Site author. #Myth4False information published by Nerdwallet - 20200316 Even after a drubbing over spreading certain false information, a popular personal finance website maintains the same false notion. 2020-03-16Open letter to New York Times about credit scores, 20200224 Famous newspaper publishes false information about credit scores. 2020-02-24False information, editors and corrections, Part 1 An email thread sheds light on what happens after errors occur in documents. #falsity 2019-11-24Correction of The Week, Part 1 False accounts of the history of The United States of America from The Week, Dennis Publishing, Exponent Private Equity LLP. 2019-06-24Credit Score Myth 6 spread by Credit Sesame Popular credit scores' scales do not have 850 points. #Myth6 #Myth7 #1607az #1903N 2019-03-12Credit scores according to Lendingtree (not Lending Tree) Lendingtree CEO Doug Lebda and Credit Score Myths 4 and 12. #Myth4 #n512 #Myth12 #n1136 2019-03-06Red Ventures false information about credit scores 20190216 Credit Score Myth 2 continues despite clear information to the contrary. 2019-02-16Open letter to Equifax about credit scores, 20190207 Equifax publishes nonsense about what a good credit score is. 2019-02-07Ornstein, Einstein and insanity The New York Times publishes unsubstantiated information written by a resident scholar at The American Enterprise Institute. 2019-02-02False information in first sentence of report spread by CBS News Syndicated error of fundamental United States history. 2019-01-27Buzzfeed publishes false information Attempt at contacting organization about its falsity about the history of The United States of America. 2019-01-19Open letter about credit scores to Quicken Loans' Dan Gilbert, 20190118 Billionaire not paying attention. A reply to a message from Dan Gilbert's Lake Erie empire. #n801469330 2019-01-18Open letter about credit scores to Brian L. Roberts, NBC False information about U.S. history, and no substantiation about credit scores 2018-12-03Open letter about credit scores to Quicken Loans' Dan Gilbert Employers do not use credit scores. Dan Gilbert did not learn that, so here we go again: Credit Score Myth 2. #falseinformation 2018-11-30False, yet disturbing headline published by Microsoft NewsThe anatomy of a media correction. Syndicated error calls attention to systemic failure of people working in information dissemination. Falsity remains. 2018-11-06Credit score experts on utilization ratio Part 2Five months later, a follow up message to those from the first round and a new message to a second group. 2018-10-25Jeff Bezos' false informationFundamental American history errors published in the Washington Post by the richest man in the world. 2018-10-19Book by David Bach spreads Credit Score Myth 2 - Part 1And today, Comcast CNBC gives author publicity as he continues to use credit scores as a vehicle. 2018-09-30Urban Legend Part 3 - Credit Score Myth 2Even after a decade of debunking, the biggest scare in personal finance remains. #Myth2Urban Legend - Part 2Last great personal finance newspaper columnist replies. 2018-09-25Urban Legend - Part 1Washington think tank gets press.Commonwealth One FCU, New Years Day 2018 #falsity #Myth2A woman in Virginia repeats Credit Score Myth 2. #1710C (C for Commonwealth)An Open Letter to The Huffington Post - September 5, 2018False information about credit scores and employers, and writers misidentify a senator. 2018-09-05Credit Score Myth 2 and NBC News - Act 1Punchline to a ten-year joke. #TheEditors 2018-06-12The Grand Junction Credit Score StoryCredit Score Myth 8 appears in local Colorado newspaper. Comedy ensues. 2018-06-05Credit Score Myth 24 Repeated By PYMNTS #Myth24No writer named for misstatement of scale of famous credit score brand; Financial Times gets a link. #1510J 2018-06-01Date of the first version of a credit scoreWith the byline ''By PYMNTS,'' somebody states a year of a seminal event. 2018-05-30Clark, a Play in Three ActsAct I: Contact - Book author replies, comedy ensues. 2018-05-25Unnamed financial experts and their advice on credit scoresThey recommend 30% so-called credit utilization ratios, and many mention those personal finance experts. But, who are they? 2018-05-23Message to Fair IsaacAuthor's words about good credit republished. 2018-05-10Tapper's False InformationFundamental error in ABC News story. 2018-05-07CNN's false informationCredit Score Myth 2 (employers) tied to fundamental U.S. history. #Myth2 2017-11-09Open letter to U.S. News & World Report editorSpread of Credit Score Myth 2 (employers). #Myth2 2017-11-08Credit score change frequencyCredit reports and scores can change at any moment. 2017-10-17To grammarly.com: "Subject: proofread, fact, Grammarly"Proposal for a way to catch false information. 2017-08-17Oklahoma and The Editors #TheEditorsEven after 9 years of debunking, new instances of people repeating Credit Score Myth 2 (employers) appear in news searches. 2017-05-24Mercury News article about credit scores and United WayEditor will correct a different article. 2017-05-18Testimony in Connecticut, same 44 words, verbatimPortion of 2011 testimony of Lori J. Pelletier, Connecticut AFL-CIO matches 2009 article by another person. 2017-05-10Huffington Post's false informationWebsite spreads falsity about the United States of America. 2017-04-04Error in CorrectionMicrosoft responds while falsity remains. 2017-03-09Microsoft publishes false informationError regarding credit scores and employers and a syndicated error about the United States of America. 2017-03-07Credit Score Myth 4: A 30% so-called utilization ratioSome guy going on about 60 percent, now, too. 2017-02-22Buzzfeed's false informationMessage to media organization. 2017-02-20Local television standardsTexas television station questioned. 2017-02-13NBC News false report and chain of accountability A media error regarding fundamental fact about a credit score; identifying the man in the middle. 2017-02-10 NBC error due to Brian L. Roberts megalomania Syndicated error of fact flows through Comcast websites #SyndicatedError. 2017-02-09 NCUA hyperlink to Kelley Holland CNBC article U.S. National Credit Union Administration writes about credit scores; Comcast's CNBC gets a link #GetsTheLink. 2017-02-08 Federal NCUA publishes false information about credit scores #Myth2 Anonymously authored 2016 U.S. National Credit Union Administration document falsely states that employers use credit scores #1604ac. 2017-02-07 Disney false information Subsidiary ABC News falsely reports Nancy Pelosi is U.S. House Majority Leader. 2017-02-06 Groundhog Day, 2017 - Mcclatchy falsity Residual nonsense about credit scores and employers and the history of the United States of America. Mcclatchy false information Error regarding the United States of America. 2017-01-31False information, Greenville Daily Reflector #Myth2 North Carolina newspaper publishes Credit Score Myth 2 (that employers use credit scores), error disappears #1701m. 2017-01-30Credit Score Myth 8 spreads from New Jersey to Minnesota #Myth8 On Minnesota newspaper website, Lendedu writer falsely claims closing accounts removes them from credit report.Truth with a small t, 'drain the swamp,' history Efficacy a message via email to the Daily Caller. 2016-12-20The Daily in the Daily Caller Weekly-- with truth-- would be better. 2016-12-19The Errors of Kerry Picket and Kirby Puckett One statistic is history and will not change; the other continues. 2016-12-12Associated Press False Information Report not true; AP makes false claim about the history of the United States of America. 2016-12-06Brad Smith's Company's Message About His False Information KS of the QuickBooks social media support team @qbcares (''... and we're here to help.'') responds. 2016-12-05Toledo Blade false information A conversation with the newspaper's ombudsman. 2016-11-29George Packer false information Article in New Yorker magazine misstates fundamental history of the United States of America. 2016-11-22Washington Post error disappears No acknowledgement of false information where it occurred; error repeated through syndication.Credit.com listicle HTML error and time length after account closed The wheels are coming off Adam Levin's expert wagon. 2016-11-01The Scourge of The AnonymousMinneapolis Star Tribune publishes, and maintains false information even after notification. Then, eight people miss fundamental error. 2016-10-05 #1610TThe valiant seekers of truthDetroit columnist faxes it in again about credit scores. 2016-10-03 #1610DBizarre Fannie Mae references to credit score range and scaleWhat is the credit score range for mortgage loans? What is the scale? Government big shots eluded. Myth 24 named. 2016-10-01Credit score inquiries, "less than five points"Wall Street Journal takes fewer words to describe effect of inquiries than even FICO score company Fair Isaac. #1609aa. 2016-09-21FINRA responds regarding Credit Score Myth 2 (employers)Financial illiteracy; unnamed representative says its website was "updated." #1601S. 2016-09-16Philadelphia Inquirer errorsFundamental American history false information. 2016-09-08Motley Fool publishes more false information about credit scoresFool contradicts himself, stating that employers do not use credit scores, and, subsequently, that they do. 2016-09-06 #Myth2 #1609G (G, for 'Gardner')Financial Times decay from within"Being 'wasted' on Facebook" and the influence of anonymous headline writers. 2016-08-28 #1510JAJC publishes same false information about credit scores againCox Enterprises CEO James M. Dyer spreads Credit Score Myth 2 via Atlanta Journal-Constitution with help from Leadpoint. 2016-08-22 #1608WNew York Times Two – Employers and credit scores mythMayor and city council pat themselves on the back with false information about employers: Credit Score Myth 2. 2016-08-09 #1509NWashington Post, Vantagescore and Credit Score Myth 8Washington Post publishes false information about the history of the United States of America. 2016-08-08 #1607eThe statute of limitations on truthAuthor of false information doubts you can get very far with asking for a correction 6 years after an error. 2016-08-04 #1007FFortune Magazine writer finally repliesAnne "Ask Annie" Fisher finally finds email and responds to it. And it is a real doozy. 2016-08-03 #1007FFortune Magazine writer requests email message after a previous one2008: National credit bureaus make statement about credit scores and employers. 2010: Fortune magazine publishes story. 2016: creditscoring.com contacts Fortune; requests reply. 2016-08-03 #1007FWashington Post cites FICO on credit score utilization magic numberColumnist Michelle Singletary writes what Fair Isaac recommends, Fair Isaac makes subsequent contrary statement. 2016-08-02 #1605yAsk Annie - Anne Fisher wrong on credit scores and employersCNN gets it wrong, again, even failing a veracity test of fundamental American history. 2016-07-31 #1007FCFPB and an answer about credit score utilization ratioChristmas in July - The U.S. Consumer Financial Protection Bureau on asking questions and getting answers. 2016-07-29 #myth4CBS acknowledgement of false credit score informationMoneywatch executive editor responds with email; error just disappears. 2016-07-27 #myth2CBS Moneywatch false information about credit scores and employersRepeats Credit Score Myth 2 falsity. 2016-07-26 #myth2 Rutgers false information about credit scores and employersCredit Score Myth 2 in New Jersey via educational institution. Pernicious problem persists eight years after it was defined. 2016-07-19 #myth2 FICO describes confusion regarding 30% utilization ratio ideaCounters false belief that credit cards with a balance at 30% of their limit create the most points in credit scores. 2016-07-05 #myth4News Corporation repliesThe official website of the National Association of Realtors, operated by Move, Inc., News Corporation. 2016-06-28News Corporation spreads Credit Score Myth 2 (employers) Also, a false account of U.S. history. Exective Chairman of Marketwatch, Dow Jones, News Corporation is Rupert Murdoch. Chief Executive: Robert Thomson. 2016-06-21Credit Score Myth 4, Nerdwallet and the U.S. Army A military financial readiness program manager replies regarding the 30 percent utilization ratio threshold myth. 2016-06-16Huffington Post interaction Satire by HuffPo blogger and political satirist at American News X and another mention of 30 percent. 2016-06-05700 Credit Score Community, employers, spread of falsity False information about credit scores, complete with detail, by the National Urban League. 2016-04-26Credit scores: What's so special about 30 percent? Message to author of Federal Reserve Bank of Boston Working Paper 15-2. 2016-04-26False credit score information in the public's airwavesThe confluence of influence where industry, media and government meet. 2016-04-25Credit score employers myth on WBZ, Boston websiteCredit Score Myth 2 repeated again by the same organization. 2016-04-22Economist's false belief about credit scores and employersIt's a good thing his papers say the views are solely those of the author and not the Federal Reserve or the Boston Fed. Credit Score Myth 2 (employers). 2016-04-19Wasted on Facebook vs. Buick owners in credit scoresInteraction with Gray Television and Nikkei Inc. reporters #1604V. 2016-04-13Good deedNo good deed goes unnoticed. 2016-04-13Credit Score Myth 2, Reuters and employersFive years later, the bizarre story regarding false information about employers using credit scores continues. 2016-04-11Credit Score Myth 2, Reading Eagle, Washington PostThe notion that employers use credit scores, and world history falsity published by Jeff Bezos. 2016-03-24St. Patrick's Day, 2016 - McCarthy, McConnell, McArdleAtlantic Media, Inc. fundamental error of fundamental world history remains. 2016-03-17Letters to the editor, Time Magazine, false informationThe Man with 1,497 Credit Cards and other myths. 2016-03-10Leap Year, 2016 - False information, credit score range #myth6A score whose scale is 300 to 850 is not "out of 850." US history as a veracity test. Follow #1602ao. 2016-02-29 #Myth2, credit union party, Alaska and an anonymous writerEmployers don't use credit scores. So, who wrote, "This is a value between 300 and 850... and is used by lenders and employers"? 2016-02-23Credit reports and foreclosures, Presidents Day in Dallas A message to the CEO of the Cornerstone Credit Union League about how long foreclosures remain on credit reports. 2016-02-16FICO credit score scale stated by Fannie MaeWho wrote, "For all newly delivered loans, Fannie Mae uses the 'Classic' FICO score developed by Fair Isaac Corporation with the range of 300 - 850"? 2016-02-02Credit Score Myth 7, Groundhog Day in DetroitNewspaper columnist writes zany article and repeats notion that a balance of 30 percent of a credit line is some kind of rule for so-called "utilization ratio." 2016-02-02FINRA repeats Myth 2: Credit scores in employment screeningCredit Score Myths 2 and 4, and the culture inside the Financial Industry Regulatory Authority, Inc. 2016-01-26Rossi's newspaper corrections after creditscoring.com pageEureka Times-Standard, Digital First Media removes errant quotation mark and adds attribution. 2016-01-21Eureka - A missing quotation markColumnist moves on after the Times-Standard of Digital First Media publishes an item. 2016-01-20Credit score reason code 04: Too many bank/national revolving accountsGannett newspaper in Sheboygan publishes information by former executive director of Family Service Association. 2016-01-18Credit Score Myth 3 and the Associated PressIt's history. 2016-01-15A transcript for truth draft #WILLYOUHELPMECredit scores, Connecticut, and Carroll, state of Colorado, United States of America #1202C. 2016-01-15FINRA's advice for your futureFinancial Industry Regulatory Authority, Inc. information about credit scores, circa January 9, 2015. 2016-01-12Credit Score Myths 1 and 2 on KPRC-TV, Houston broadcastGraham Holdings Company television station #n53117 misinforms viewers. 2016-01-05KPRC-TV reporter sees "no cause for a correction"Expert in Houston mentions the ever-present "meeting," offers unsolicited help #1512aa #TX (#n528) #Myth2. 2016-01-04KPRC-TV journalist wants clarification about credit scoresHouston television station consumer investigative reporter provides email address; seeks knowledge, asks question. 2016-01-04 Error in the Bakersfield CalifornianGiving its keys to others, newspaper plays the content game and loses. 2016-01-03O'Shaughnessy's first big challenge at GrahamNew Year's Day, 2016 - Credit Score Myth 1 (inquiries). Houston, we've had a problem here. It's you. 2016-01-01Error of fact in domain consolidatedcredit.org#n93000001540 (Consolidated Credit Counseling Services, Inc.) corrects its false information after message from creditscoring.com. 12/1/15Roland Martin interviews presidential candidate about credit scoresRadio One host of "NewsOne Now" asks about employers, jobs and credit scores; video goes viral. 11/12/15Credit Score Myth 4, time.com, nerdwallet.com and Fair IsaacUtterances of the myth that there is something significant about a so-called credit utilization ratio of 30 percent. 11/9/15No social media data in US credit scoresHeadline hype by anonymous writer in domain ft.com regarding FICO scores, and Fair Isaac statement to the contraryCredit scores in Toledo mayoral electionNo standard, no common credit score version creates confusion. 11/5/15Credit score, employers, Michigan, as a bryd that retornethInteraction with Michigan myth mongers #1511M #academia. 11/4/15Fannie Mae exec cites Fair Isaac definition of good credit scoreUnder a federal conservator, a FNMA director uses a qualitative term, makes 660 special and errs. The source information disappeared. #1510F #DotGovFalse information by Voya about credit scores and employers At stake: Truth. A message to the top person, on Park Avenue, New York, New York, and a test of social media efficacy. 9/22/15Labor Day, 2015 - Race to TruthCash prizes, a solution for Credit Score Myth 2 (false statements that employers use credit scores). 9/7/158/28/15 UPDATE: State of New York statement on collectors"I'm with the media, I'm writing about your organization and the state of New York, and I'm on deadline." - G. Fisher, creditscoring.com News search results for the term 'credit score,' 2015-08-11A walk down Main Street and through the front door. Hashtag: The Real, BIG Credit ScoreState of New York statement on collectorsMatching paragraphs about credit reports and pay-for-delete on websites of the state of New York and Privacy Rights Clearinghouse. 8/10/15Credit Score Myth 16 and DallasFalse account of history published by CBS owned and operated television station KTVT #23422Credit Score Myth 2 and Franklin County, Ohio Current and previous treasurer's office statements about employers are exactly the same. #1503v. 8/6/15Credit Score Myth 2 and the DonutFalse information, leading the Better Business Bureau right to the solution, and its responseThe trustees of the public's airwaves False information on a Channel 8, WTNH, New Haven broadcast and a request for a statement to counteract the falsity. #1507r. 7/26/15Man's work. Proposed progrexion delay. Myth 11. Utahns and New Yorkers fail to provide names of lenders and collectors who lie to credit bureaus. Credit report goodwill adjustment request, New York and UtahMyth 11 lives on on a government website. Freedom of information in New York. #1504N. 7/20/15creditscoring.com forces Northwestern Mutual to correct itselfFinancial conglomerate Northwestern Mutual spreads Myth 11 with preposterous statement about having accurate information kept off credit reports. 7/17/15Fair Isaac Corporation said soUtilization ratio: What's so special about 50 percent? 7/10/15CFSI's false information about credit scores and employersMyth 2 (false belief that employers use credit scores) touches mainstream media, think tanks and the Federal Reserve. What happened next. #1507a. 7/5/15Fax to GreenPath about credit scores and employersMichigan non-profit organization and National Foundation for Credit Counseling (NFCC) member is a source of false information regarding credit scores #1506s. 7/2/15No clarification by Newsday on credit scores and employers6 years ago, a media organization published Myth 2 (the false notion that employers use credit scores). What happened next. #1506l. 6/19/15Credit score #myth4: Comcast - Reporters with internet What's so special about a 25 percent (or 30 percent) so-called credit utilization ratio, VantageScore? #1506e. 6/15/15#Myth4: Chicago Tribune and Consumer Federation of AmericaWhat's so special about a 25 percent so-called credit utilization ratio? Or: I know you are, but what am I? #1506a. 6/6/15CFP Board furthers employers credit score mythK Street trade association repeats Credit Score #Myth2; mails letter to operator of creditscoring.com. Confusion.Is a credit report required to buy a house? #myth14Fannie Mae, FHA (HUD) and OCC (Treasury) documents indicate non-traditional mortgage credit reports are acceptable.Federal Reserve Bank of Cleveland makes a correctionList of links to a record of websites of the banks of the 12 Federal Reserve Districts, including www.clevelandfed.org. #sysadmin15. 4/28/15Credit score Myth 12: An 850 in mortgage lending The highest credit score in mortgage lending is not 850, so striving for that number is a fool's errand. #myth12. 4/24/15State of Maine's response about credit scores and inquiriesBureau of Consumer Credit Protection responds to enqiry about credit report inquiries and whether no corresponding credit extension affects credit scores #1504M #DotGov. 4/16/15Easy Wikipedia edits you can make, 2015Go to Wikipedia now and make these simple edits. You could leave it as it is, but being bold has never been easier! #EasyEdit. 3/13/15Federal Reserve Bank of St. Louis credit score video reviewInteraction with a central bank. A look inside the regional bank of the Eighth Federal Reserve District in the U.S.The Christian Science Monitor and two credit score utilization ratio experts#Myth4: Alive, well, and bicoastal, in Massachusetts, Florida and certainly, CaliforniaInquiries effect on credit scores, state of Maine #n523 Message to Bureau of Consumer Credit Protection superintendent #DotGovCredit score utilization ratio, state of Nevada #n536 #HelloNevada! HelloIllinois! Let us in on the secret to the credit utilization ratio. #DotGovCredit score gibberish, state of New York #n511#HelloNewYork! Revamp for the Department of Financial Services. Copy-and-paste. Easy-breezy. #DotGov Myth 10: The national average credit scoreWith multiple credit bureaus and credit score models, everybody has their own idea. So let's ask them. #myth10. 3/30/15 Interdepartmental communication, New Hampshire #n509#HelloNewHampshire! Here is a message from the governor's press secretary. #DotGovCredit score mystery: The magic words and the magic numberWords: I'm with the media, and I'm on deadline! Number: 687. #n512. 3/27/15n539 - Bank name on state of North Dakota website disappearsInformation changes following creditscoring.com writer's contact with governor's office and Bremer Bank. 3/26/15The efficacy of telephone calls with the Associated PressPut it in writing. Get it in writing. Telephone calls were a waste of time. 3/20/15. MoreCredit score averages stated by credit bureausU.S. national average credit scores based on different score versions. 2/11/15.MoreCredit scores summary, 2014Substantiated and documented essential information about credit scores, in general. An at-a-glance alternative to Wikipedia.Credit score mythsSome real lulus. Myths, urban legends, misinformation and other falsity and nonsense about credit scores. Evidence and debunking. A growing list. (Also: See the directory)Employment credit reports do not include credit scoresEssential information about #Myth2. Still a problem 7 years later. 2008 (updated 2014).Credit score distribution and practical ranges statisticsIndustry illustrates FICO credit score breakdown and useable ranges of the distributionFOUL: FICO (Fair Isaac) false figureThe big credit score company, itself, joins the uninformed, and throws around the 30 percent misinformation. 4/15/15What is a credit score?Definitions of the term credit score(Also, on creditaccuracy.com - PART TWO)The FCRA, and despicable, un-American liars [COPY]A message to and request for response from a state in the United States of America #n511 More highlights

TAGS:information Truth Credit 

<<< Thank you for your visit >>>

The Credit Scoring Site, a bleak account. Who, what, when, where, why and how of credit scores.

Hot Websites