Christian Healthcare Ministries | Healthcare cost sharing ministry

Time 2020-12-16 16:04:37

Web Name: Christian Healthcare Ministries | Healthcare cost sharing ministry

WebSite: http://www.chministries.org

ID:136125

Keywords:

Ministries,Healthcare,Christian,

Description:

CHM isn't insurance, and doesn't use insurance agents. Learn more.Coronavirus: For info about COVID-19 and CHM’s response, please click here. Looking for a healthcare cost solution that's budget-friendly? You've come to the right place.A faith-based healthcare cost solution for Christians in all 50 states and around the world. Join the Community What's new at CHM Celebrating 40 years of service, what makes CHM unique, sharing free-month credits with others, and what to know about coronavirus and CHM. Member Testimonials Members share their experience of receiving financial and spiritual support from Christian Healthcare Ministries. John 13:35 Learn how to earn free months while sharing CHM with friends and family; tips included! Heartfelt Magazine Stay up-to-date on the latest in CHM news, health info, member testimonies, and more. Heartfelt Magazine is a must-read for members. What makes CHM unique? Click here to join us on our social media channel, watch the live Q&A, and ask questions. Galatians 6:2 Learn why and how this vibrant community of believers helps each other through life's toughest challenges. What to do during tax season Learn what CHM members should do during tax season and how to report their extra giving. Now's the time to go digital ...and maybe win a free month of membership. We're asking all CHM members to receive Heartfelt Magazine electronically. Gold membership advantages The Gold level offers the greatest cost support and numerous advantages. Watch this video to learn more. Coronavirus update For info about COVID-19 and CHM's response, please click here. Please note: The number of Christians interested in joining CHM, combined with service to our existing members, is resulting in a high call volume. We want to hear from you for whatever your reason for contacting CHM, so unless your call is urgent, or about a current medical incident, you can get an answer quickly by using the CHM Member Portal for membership-related needs or using our contact form.Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry, having shared nearly $5 billion in our members’ medical bills.How it worksCHM is a membership-based, nonprofit ministry through which hundreds of thousands of Christians voluntarily share to pay each other’s medical bills. Choose from one of three programs—Gold, Silver, or Bronze—and add the optional Brother’s Keeper program to protect against catastrophic medical bills.Members who incur medical costs eligible according to our Guidelines submit their bills to CHM along with a few simple forms. Bills are then shared or reimbursed—usually by way of a check in the mail.For Maryland residents only: Learn additional information regarding CHM membership for Maryland residents here.Read MoreBudget-friendlyCHM’s monthly financial gifts (monthly costs) range from $78 to $516 depending on which program you choose and how many people are in your family. CHM also has an optional program for catastrophic bills. Use our cost calculator to find out how much you can save!BiblicalThe New Testament’s direction that Christians carry each other’s burdens (Galatians 6:2) is the foundation of this nonprofit health cost sharing ministry. CHM is a 21st-century representation of how members of the early Christian Church shared to meet each other’s needs (Acts 2 and 4). And it works: members have faithfully shared each other’s healthcare costs since 1981. Learn more about our biblical basis.CompassionateAs a health cost sharing ministry, CHM isn’t insurance. Here are some unique attributes that enrich your experience as a CHM member:CHM is a ministry and looks for ways to help members. The ministry isn’t a profit-seeking enterprise. Instead, our purpose is to glorify God and serve His people; our members are our sole concern.CHM members are in a covenant—not contract—with each other. Members are Christians living by biblical principles and voluntarily join together to share each other’s medical costs. CHM shares 100 percent of all bills that are eligible according to our Guidelines.Program costs remain the same regardless of your health history; no physical evaluation or medical tests are required to join.LegalCHM is a federally certified exemption to the Affordable Care Act. As such, CHM is an eligible option under the national healthcare law. Read more.CHM isn’t insurance, and doesn’t use insurance agentsCHM, a voluntary cost sharing ministry, is not health insurance.  As such, CHM doesn’t contract, incentivize, or in any other manner, work with insurance agents to bring new members into the ministry. As you may be researching CHM for possible membership, it’s important that you know our position.Our largest source of new members comes from CHM members explaining the ministry to their friends and family members. CHM doesn’t have insurance products. We don’t pay commissions to agents. Agents are not authorized, allowed, or able - in any form, manner, or capacity - to “sell” CHM to prospective members.If you’re visiting our website because you’re interested in becoming a CHM member, we hope you will prayerfully consider joining with Christians across the country who have chosen our voluntary health cost sharing ministry as a way to deal with their healthcare costs.However, if someone tries to literally “sell” you on joining, don’t buy it. Call or email us directly and we’ll be delighted to share the CHM story with you.If an insurance agent attempts to “sell” you CHM membership, please contact us at editor@chministries.org.Calculate your costCHM members select one of three programs and can opt into the ministry's additional program for catastrophic health events. Get an instant quote and compare program costs for you and your family. Explore Pricing Just three weeks after Faith was born, we noticed a cough that grew worse and affected her breathing. The day after Christmas, we took Faith to the pediatrician who immediately admitted her to the hospital. It was such a blessing to have our CHM family on our side through Faith’s birth and during her bout with RSV. We didn’t have to wait on approvals to receive treatment. The doctor told us what I needed to continue my recovery, and I got it—no referrals, no approvals, no hassle. Thanks to God and CHM, I can get the treatment I need when I need it. CHM staff put our minds at ease, reminding us that our brothers and sisters in Christ are on our side and faithful to share medical expenses. The members and staff far exceeded our expectations—they’re truly the hands and feet of Jesus in our lives. Their support was a testament to the compassion and reliability of the ministry. The CHM representatives I worked with were kind and helpful as I prepared for back surgery and later submitted medical bills. CHM’s love reminded me that God was with me. The CHM staff and fellow members were a huge part of God’s provision through prayer and financial support. We feel blessed to be part of this group of Christians who reminded us that God was in the details from the very beginning. CHM is lightning fast, and it only took minutes to work with CHM staff to understand our next steps when the bills arrived. We are so thankful that we joined CHM! Thank you, CHM, for all you’ve done for our family.We understand that health cost sharing may be a new concept to you, since CHM operates differently from health insurance. See below or visit our FAQs page to find the answers you’re looking for.  What is CHM? CHM is a biblical, compassionate solution to healthcare costs, through which Christians voluntarily share each other’s medical bills. How do I join? Complete our online application and your membership can begin immediately (limitations apply for pre-existing conditions). How are medical bills shared? Members’ monthly financial gifts are the shared funds used to pay medical bills. All bills are authorized according to the CHM Guidelines. What about pre-existing conditions? CHM has two programs for pre-existing conditions, but limitations apply. Follow the link for more info. Do you have a maternity program? CHM’s Gold maternity program offers many services and shares 100 percent of eligible maternity expenses. What about Medicare? Many members use CHM as a Medicare complement. Please note that if you're Medicare-eligible, you must have Medicare A and B to join CHM.

TAGS:Ministries Healthcare Christian 

<<< Thank you for your visit >>>

Christian Healthcare Ministries is a faith-based healthcare cost solution for Christians in all 50 states and around the world.

Hot Websites