CIExpert™ - UKs leading Experts in Critical Illness Insurance

Time 2020-07-15 21:03:41

Web Name: CIExpert™ - UKs leading Experts in Critical Illness Insurance

WebSite: http://www.ciexpert.co.uk

ID:26476

Keywords:

leading,Experts,CIExpert,

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Alan Lakey: The complexity of valuing critical illness claims wordingsAlan Lakey | Cover Magazine | 4 Jun 2020I am often asked how CIExpert arrives at its scores for critical illness conditions. There is no secret to this because it uses similar techniques to the reinsurers who underwrite the plans...Read moreCIExpert: Aegon makes changes to critical illness coverAlan Lakey | Cover Magazine | 9 Apr 2020It’s been almost four years since Aegon applied adjustments to its critical illness plan, writes Alan Lakey. During this time its competitors have executed regular upgrades...Read moreAlan Lakey: When should child cover be includedAlan Lakey | 26 Sep 2019 | Cover MagazineCIExpert director on how to navigate the children’s critical illness minefield...Read moreCIExpert launches ‘personalised’ and ‘predictive’ upgradeDavid Sawers | 20 Aug 2019 | Health Insurance and ProtectionProtection specialised CIExpert has released a free upgrade to its critical illness comparison and analysis tool which is says will offer users an even more ‘personalised’ and ‘predictive’ service...Read moreCIExpert system upgraded and explainedAdam Saville | 20 Aug 2019 | Cover MagazineCritical Illness comparison site CIExpert has rolled out a Personalised Predictive Analysis (PPA) tool for advisers who subscribe to the service...Read moreCIExpert launches personalised tool for brokersImogen Tew | 20 Aug 2019 | FT AdviserCIExpert - a critical illness comparison site for brokers - has upgraded its service to provide advisers with personalised, predictive analysis which interprets the value of a policy for their client...Read moreCIExpert on latest L G critical illness changesAdam Saville | 29 Jul 2019 | Cover MagazineLegal General has today announced a number of changes to its critical illness plans, including combined wordings for some conditions and additional payment options under critical illness extra (CIx)...Read moreSeven useful tips to selling mortgage protectionNaomi Greatorex | Cover Magazine | 19 Jul 2019I find talking to my clients about the importance of protecting themselves hugely rewarding. I walk away from my meeting feeling like my clients have had access to the advice they need on a wide range of protection options...Read moreAviva makes ‘common sense’ changes to critical illnessAdam Saville | 16 Jul 2019 | Cover MagazineAlterations, whilst ‘relatively minor’, show insurer refusing to play the ‘numbers game’, says Alan Lakey...Read moreCIExpert analysis of ‘minor’ LV= critical illness changesAdam Saville | 21 Jun 2019 | Cover MagazineFour alterations ‘may be a precursor to more drastic changes over the next year,’ says Alan Lakey...Read moreAlan Lakey: The complexity of valuing plansAlan Lakey | 5 Jun 2019 | Cover MagazineThe introduction of additional payment conditions by insurers is making life complicated for advisers...Read moreAlan Lakey: Gender differencesAlan Lakey | 8 May 2019 | Cover MagazineRemove joint life plans to reflect claims experience, writes CIExpert director...Read moreCIExpert on Canada Life’s individual CI upgradeAdam Saville | 21 Mar 2019 | Cover Magazine‘Solid improvements that will increase claims paid,’ says Alan Lakey...Read moreWhy is UK life insurance the cheapest in the world?Alan Lakey| Cover Magazine | 27 Feb 2019The cost of life insurance in the UK is the cheapest in the world, even though some countries, like Japan, Switzerland and Singapore evince superior longevity...Read moreCIExpert on Scottish Widows ‘Plan Protect’Adam Saville | 29 Jan 2019 | Cover Magazine‘For use by branch advisers and designed to be easily understood by both them and potential customers’, says Alan Lakey...Read moreScottish Widows unveils ‘Plan Protect’ rangeAdam Saville | Cover Magazine | 29 Jan 2019Scottish Widows’ ‘Plan Protect’ products are now available to Halifax, Lloyds Bank and Bank of Scotland mortgage customers in branches, following regional trials since October 2018...Read more2018: A critical yearAlan Lakey | 14 Dec 2018 | Cover MagazineCIExpert s Alan Lakey reviews a year in critical illness with child-like exhilaration ...Read moreGamechangers of the protection industryKevin Carr | 12 Dec 2018 | FT AdviserThe protection industry tends to get a bad rap when it comes to innovation and technology...Read moreBreaking-down the ‘momentous changes’ in critical illness insurance - CIExpertAlan Lakey | Mortgage Solutions | 10 Dec 2018For those of us who consider critical illness to be an essential part of a strategic mortgage protection plan, 2018 has proved to be an extremely busy and even exciting year...Read moreRoyal London changes critical illness coverRachel Addison | FT Adviser | 10 Dec 2018Royal London has made a range of changes to its critical illness products, including no longer requiring treatment to pay a low grade prostate cancer claim...Read moreCIExpert on latest L G critical illness upgradeAdam Saville | 26 Nov 2018 | Cover MagazineLegal General’s third critical illness upgrade of 2018 has brought with it an increase in the payment level of adult additional payment condition within the critical illness extra plan...Read moreLegal General refreshes critical illness offeringRyan Bembridge | Mortgage Introducer | 26 Nov 2018Legal General has updated its critical illness offering by increasing the payment level for adult additional payment conditions and for children’s critical illness extra cover...Read moreBreast cancer still biggest cause of CI claims - AegonAdam Saville | Cover Mag | 25 Oct 2018Aegon figures show that breast cancer was the single most common cause of CI claims in 2017, accounting for 15%, and a quarter (26%) of its CI cancer claims (60%) were for breast cancer...Read moreCIExpert on Aviva’s critical illness updatesAdam Saville | 15 Oct 2018 | Cover MagazineFive new conditions have been added to Aviva s Critical Illness+ and Life Assurance+ plans, a new upgraded adult addition and a further three children s conditions...Read moreTop 10 things advisers should know about protectionKevin Carr and Suzanne Clarkson | FT Adviser | 8 Oct 2018There’s no substitute for experience, as the saying goes. And never more so than in the nuanced world of financial planning. People are unique. And any job that involves working with people must reflect that truism...Read moreCIExpert on Zurich critical illness upgradesAdam Saville | 10 Sep 2018 | Cover MagazineAlan Lakey is ‘impressed by the two policies which offers flexibility to match individual needs’ which ‘compete strongly with other top quality policies’...Read moreTMA teams with CIExpert on protection comparison serviceRachel Addison | FT Adviser | 29 Aug 2018TMA Club has introduced a critical illness comparison service to its members in partnership with CIExpert...Read moreAlan Lakey: How children’s critical illness cover has evolvedAlan Lakey | Cover Mag | 20 Aug 2018Insurers have competed to improve payment conditions, ages covered and specific conditions for children over the years...Read moreCIExpert on Old Mutual Wealth critical illness upgradesAdam Saville | Cover Mag | 23 Jul 2018“Substantial improvements across the board,” says Alan Lakey...Read moreCIExpert on Guardian’s critical illness conditionsAdam Saville | Cover Mag | 16 May 2018This morning we announced the first details of Guardian’s new offering for critical illness and terminal illness benefit (for life cover)...Read moreGuardian: ‘Simpler, broader definitions’ for CIC and terminal illnessAdam Saville | Cover Mag | 16 May 2018Gryphon Group Holdings targets protection disruption by removing exclusions for critical illness and terminal illness...Read moreCIExpert on L G’s Critical Illness Extra updateAdam Saville | Cover Mag | 23 Apr 2018Following the announcement of Legal General’s Critical Illness Extra (Cix) option - which includes brand new payment conditions, added flexibility around children’s cover and improved adult condition wordings - CIExpert has issued COVER readers its verdict...Read moreLegal General boosts critical illness offeringEmma Ann Hughes | Cover Mag | 23 Apr 2018Legal General has improved its critical illness offering by introducing two levels of adult cover...Read moreCIExpert on Aviva’s revised Relevant Life policyAdam Saville | Cover Mag | 12 Mar 2018New version is “a different beast entirely” compared to individual CIC plans, says Alan Lakey...Read moreAviva overhauls life insurance after HMRC talksDamian Fantato | FT Adviser | 12 Mar 2018Aviva has made changes to its relevant life insurance proposition after working with HM Revenue Customs following concerns from advisers...Read moreCIExpert on L G’s extension to children’s critical illness coverAdam Saville | Cover Mag | 26 Feb 2018“Any upgrade is welcome if the result is more claims paid,” says CIExpert’s Alan Lakey...Read moreLegal General launch children’s critical illness extraAdam Saville | Cover Mag | 26 Feb 2018A new paid for option available to parents needing more coverage plus added benefits at no extra cost launched on Sunday...Read moreRoyal London revamps children’s critical illness coverRosie Murray-West | FT Adviser | 29 Jan 2018Royal London has introduced flexible options for children’s critical illness (CIC) cover, including the option of paying more for increased benefits for children...Read moreHow to choose the ‘best’ critical illness planAlan Lakey | Cover Magazine | 18 Jan 2018Every adviser has a view or a process regarding critical illness plan selection and whilst there may not be a single right method of doing this there are certainly a number of incorrect furrows that are currently being ploughed...Read moreWhy protection providers must take a gamblePhil Jeynes | Money Marketing | 17 Jan 2018Providers should listen closer to advisers and consumers when deciding what initiatives will work...Read more‘What I learnt when I met a financial adviser for the first time’Holly Black | Telegraph | 16 Jan 2018“If your husband were to die tomorrow, would you be able to get by financially?” I’m sitting in a warm meeting room across the desk from a man I’ve never met before...Read moreProtection experts welcome ABI consultation into critical illness coverFiona Murphy | Cover Mag | 24 Nov 2017Protection experts have so far responded positively to the Association of British Insurers (ABI)’s public consultation, the Guide to Minimum Standards for Critical Illness insurance...Read moreCIExpert: An analysis of children’s critical illness benefitsAlan Lakey | Cover Mag | 20 Nov 2017Child cover within critical illness plans has assumed a far greater importance in recent years, writes CIExpert’s Alan Lakey...Read moreNetwork secures discount access to CIExpertSimon Allin | FT Adviser | 26 Oct 2017The Right Mortgage Protection Network has struck a deal with CIExpert to provide its members with discounted access to its critical illness comparison service...Read moreCIExpert reviews Royal London critical illness upgradeFiona Murphy | Cover Mag | 16 Oct 2017Royal London has upgraded the cover within its critical illness plans. They have added three new conditions and have enhanced the claims wording for an existing condition, says CIExpert...Read moreRoyal London makes TPD optional on critical illness coverFiona Murphy | Cover Mag | 16 Oct 2017Customers will now be able to choose whether to include Total Permanent Disability (TPD) on their critical illness policy, Royal London has confirmed...Read moreCOVER Excellence Awards 2017: Winners revealedFiona Murphy | Cover Mag | 6 Oct 2017The COVER Excellence Awards 2017 took place on Wednesday (4 October 2017) to recognise exceptional protection and health insurance products, providers, intermediaries and individuals within these industries...Read moreWhy you should consider children’s critical illness coverSimoney Kyriakou | FT Adviser | 27 Sep 2017Advisers should give great consideration to children’s cover when advising on adult plans, Alan Lakey has claimed...Read moreCIExpert analyses Aviva critical illness cover changesFiona Murphy | Cover Mag | 18 Sep 2017Aviva, fresh from its substantial upgrade last November - when it absorbed market-leading Friends Life and introduced tiers of cover - has added further enhancements...Read moreAviva doubles child CI cancer payout to 50kFiona Murphy | Cover Mag | 18 Sep 2017Aviva has enhanced its Life Insurance+ and Critical Illness+ products by making changes to four definitions which centre on the most common payment areas...Read moreIn Partnership introduces CIExpert’s service to network membersFiona Murphy | Cover Magazine | 12 July 2017Network In Partnership has made CIExpert’s analysis service available for its members...Read moreRoyal London releases 2016 claim statsFiona Murphy | Cover Mag | 31 May 2017Royal London paid 97.3% of claims totalling over 331m during 2016, according to the insurer’s published claims statistics...Read moreScottish Widows pays out 99% of life claimsSimon Allin | FT Adviser | 16 May 2017Scottish Widows paid out more than 99 per cent of life claims in 2016, exceeding the previous year’s total...Read moreCanada Life enhances critical illness coverRosie Murray-West | FT Adviser | 15 May 2017Canada Life has enhanced its CanProtect critical illness range, although experts say it will take more changes to bring it in line with top-quality rivals...Read moreCIExpert describes Scottish Widows CI changes as ‘progressive’Fiona Murphy | Cover Magazine | 20 Feb 2017Alan Lakey, director of CIExpert analyses the latest changes from Scottish Widows to its Protect critical illness product...Read moreScottish Widows updates critical illness coverProtection | FT Adviser | 20 Feb 2017Scottish Widows has updated its critical illness definitions for Scottish Widows Protect so that one additional payment is required for cancer is situ requiring surgery...Read moreClaims Statistics: A reminder that the protection industry is not the sole preserve of insurersAlan Lakey | Cover Magazine | 10 Feb 2017Alan Lakey defends the publication of claims statistics and argues that insurers should go much further...Read moreCIExpert: Simplicity has ‘slipped through the net’ for Aviva’s revamped CIFiona Murphy | Cover Magazine | 14 Nov 2016CIExpert’s Alan Lakey has described Aviva’s new critical illness offering as complex and confusing...Read moreAviva protection overhaul harks back to 1980sDamian Fantato | FT Adviser | 14 Nov 2016Aviva has overhauled their protection products for the adviser market, with insurance experts saying the new policies “revert to a 1980s template...” Read moreCIExpert made available to SJP partnersFT Adviser | Emma Ann Hughes | 8 Nov 2016St James’s Place has partnered with CIExpert to make the analysis service available to its partners...Read moreSt James’s Place makes CIExpert service available to its partnersHealth Insurance Daily | 10 Nov 2016Wealth management firm St James’s Place has partnered with CIExpert to make the analysis service available to its partners...Read moreSt. James’s Place partners with CIExpertCover Magazine | Fiona Murphy | 8 Nov 2016CIExpert has announced that it has partnered with wealth management advisers St. James’s Place...Read moreCIExpert: Royal London’s CI upgrade ‘refuses to play the conditions game’Cover Magazine | Fiona Murphy | 3 Oct 2016CIExpert analyses the latest critical illness upgrades from Royal London...Read moreRoyal London updates CI coverFiona Muprhy | Cover Magazine | 3 Oct 2016Royal London has enhanced its critical illness cover (CIC)...Read moree-Book: Shedding light on protection planningFiona Muprhy | Cover Magazine | 10 Aug 2016COVER and Old Mutual Wealth have joined forces to produce this e-book to help bring into focus areas in protection and financial planning that many financial advisers are missing out on...Read moreCIExpert: The verdict on AIG Life’s ‘simple’ CI planCover Magazine | Fiona Murphy | 10 Aug 2016AIG Life has launched a simple critical illness plan called Key3 which incorporates just three conditions - Cancer, Heart Attack and Stroke, writes CIExpert...Read moreCIExpert: Friends Life CI ‘underlines commitment to quality’Cover Magazine | Fiona Murphy | 27 June 2016CIExpert has analysed Friends Life’s latest critical illness saying it has provided a ‘riposte’ to AIG’s challenge to be the top CI provider....Read moreCIExpert: Aegon upgrades critical illness policyCover Magazine | Fiona Murphy | 20 June 2016CIExpert has revealed that Aegon has made some substantial improvements to its critical illness cover which elevates it higher within the CIExpert comparative tables....Read moreCIExpert: Zurich no longer in the ‘relegation zone’ with CI plan upgradeCover Magazine | Fiona Murphy | 13 June 2016CIExpert has revealed that Zurich has refreshed its critical illness plans - adding three 100% conditions, twenty additional payment conditions...Read moreScottish Widows clarifies children s CI cover eligibilityFiona Muprhy | Cover Magazine | 19 April 2016Scottish Widows has clarified that its children s critical illness cover will pay claims from birth...Read moreLondon Country ups game with CIExpertMortgage Introducer | Sarah Davidson | 12 April 2016London Country Mortgages is integrating the CIExpert critical illness research tool into its sales process following a successful pilot...Read moreLondon Country extends partnership with CIExpertFiona Murphy | Cover Mag | 12 April 2016Following a successful pilot, London and Country Mortgages (L C) is extending its partnership with CIExpert to allow for more integration of the critical illness research tool into its sales process...Read more‘Foolish’ CI payout problems prompt call for overhaulShirin Aguiar | FT Adviser | 30 March 2016Recent bad press on critical illness products is due to bad designs, protection specialist Alan Lakey has said, as he repeated calls for market action to prevent clients discovering too late they are not covered...Read moreCIExpert upgrades policy comparison siteKatherine Denham | FT Adviser | 16 February 2016Critical Illness specialist CIExpert has upgraded its website so advisers are able to compare more than 400 protection policies...Read moreCIExpert upgrades to support advisers performing CI reviewsFiona Murphy | Cover Magazine | 16 February 2016CIExpert has upgraded its website to allow advisers to make comparisons between new and existing policies when reviewing the merits of replacing a client’s existing policy...Read moreOpinion: What are the risks of not upgrading a CI policy?Alan Lakey | Cover Magazine | 10 February 2016Alan Lakey discusses the recent case of Hein Pretorius whose critical illness claims for amputation of a single limb were declined and what advisers can do as policy wordings change over time...Read moreCIExpert: Aviva’s Relevant Life with CI is a ‘breakthrough’Fiona Murphy | Cover Magazine | 25 January 2016CIExpert has analysed the launch of Aviva’s business protection policies and described its Relevant Life plan with integrated critical illness cover as a ‘breakthrough’ for the protection market...Read moreLV= upgrades critical illness coverFiona Murphy | Cover Mag | 26 January 2016LV= has made changes to its critical illness plan meaning it is the final insurer to make adjustments in accordance with the 2014 ABI statement of Best Practice (SOBP)...Read moreDon’t let time be a factor in mortgage protectionAlan Lakey | Cover Magazine | 11 January 2016Alan Lakey highlights the reasons why he believes mortgage advisers tend to have difficulty in making the protection sale...Read moreCIExpert: AIG Life ‘has laid down a challenge to other providers’Fiona Murphy | Cover Magazine | 16 December 2015CIExpert said that AIG Life has ‘laid down a challenge to other providers with substantial improvements to its critical illness plan...Read moreCIExpert: The verdict on L G CI offeringFiona Murphy | Cover Magazine | 14 December 2015CIExpert gives its view on the latest critical illness changes from L G...Read moreBright Grey completes rebrand to Royal LondonFiona Murphy | Cover Mag | 30 Nov 2015Bright Grey has now rebranded to Royal London as the mutual confirmed it would move to a single protection business bringing together “the best elements of the Bright Grey and Scottish Provident brands’ by the end of the year...Read moreScottish Widows unveils products for protection re-entryPeter Walker | FT Adviser | 6 Oct 2015Scottish Widows has unveiled details of its new protection product range, which will include reducing, relevant and increasing life term, stand-alone critical illness and life with critical illness plans...Read moreCIExpert: The verdict on Scottish Widow’s imminent adviser market returnFiona Murphy | Cover Mag | 6 Oct 2015Scottish Widows is to re-enter the adviser protection market with a range of life and critical illness plans using the ‘Protect’ name, COVER understands...Read moreCIExpert: Bright Grey updates CI definitionsFiona Murphy | Cover Mag | 14 Sept 2015Bright Grey is the latest insurer to upgrade its plan at the same time as it adopts the revised ABI model wordings that must be effected by 31st December, CIExpert has said...Read moreCanada Life CI add on to new individual life products a ‘welcome addition’ - CIExpertThomas Smith | Cover Magazine | 24 August 2015CIExpert has described Canada Life’s Critical Illness (CI) add on to its new individual life policies as ‘a welcome addition to the market’...Read moreCanada Life re-enters individual life market with four plansPeter Walker | FT Adviser | 24 August 2015Canada Life has re-entered the individual life market by launching four new plans using the CanLife Protect brand...Read moreAviva enhances CI cover to pay more claimsFiona Murphy | Cover Magazine | 31 July 2015Aviva has enhanced definitions for seven critical illness conditions and added a new additional benefit, to increase the number of claims paid...Read moreSpot the difference: Variations in children’s cover explainedAlan Lakey | Cover Magazine | 14 July 2015Alan Lakey discusses why advisers should pay closer attention to the differences in children’s cover offered by insurers...Read moreOpenwork teams up with CIExpert to boost protection salesFiona Murphy | Cover Mag | 9 June 2015Network Openwork has teamed up with CIExpert to promote the use of its knowlegebase to help members boost their protection business...Read moreOpenwork signs deal with CIExpertSarah Davidson | Mortgage Introducer | 9 June 2015Openwork has teamed up with Alan Lakey’s CIExpert to offer its appointed representatives better information on critical illness cover in a bid to boost protection sales...Read moreAlan Lakey: Time for change on CI coverAlan Lakey | Money Marketing | 20 May 2015For 20 years I have avoided using claims criteria such as activities of daily living or similar terms for income protection. My reasoning is simple...Read moreCover story: Hi-tech, high impactEdmund Tirbutt | Mortgage Strategy | 13 May 2015Technology has brought great change to the market and these days there is little that brokers cannot do online...Read moreA common sense approach for critical illnessKevin Carr | Mortgage Introducer | May 2015Once upon a time it was thought the more conditions covered by a critical illness provider the better...Read moreCIExpert: Zurich changes ‘all positive’Thomas Smith | Cover Magazine | 19 May 2015Zurich’s changes to its critical illness policy are ‘all positive’ and will help Zurich maintain its position in the market, CIExpert has said...Read moreCIExpert: Aegon changes ‘positive’Thomas Smith | Cover Magazine | 18 May 2015Aegon’s upgrade to its critical illness (CI) offering whilst adjusting to the model wording changes introduced by the ABI in December 2014 are overall ‘positive’, CIExpert has said...Read moreAegon and Zurich update CISarah Davidson | Mortgage Introducer | 18 May 2015Aegon and Zurich have both announced additional definitions to their critical illness cover plans this morning with CIExpert founder Alan Lakey calling the upgrades “generally positive”...Read moreOpinion: Why the condition counting game is nonsensicalAlan Lakey | Cover | 29 April 2015Alan Lakey picks holes in the insurer practice of ‘condition counting’ in critical illness policies...Read more10 important things to know about critical illness coverKevin Carr | FT Adviser| 28 April 2015Around half a million individual critical illness policies are sold each year, making it a cornerstone of financial planning for many families...Read moreCIExpert: Aviva brings CI policy into line with ‘market leaders’Fiona Murphy | Cover Magazine | 7 April 2015Aviva’s latest changes to its critical illness (CI) policy has brought it into line with ‘market leaders’ Friends Life and Old Mutual Wealth, CIExpert has said...Read moreCIExpert: Friends Life CI changes ‘significant’Thomas Smith | Cover Magazine | 16 March 2015CIExpert has described Friends Life’s changes to its critical illness (CI) product as offering ‘a number of significant improvements’...Read moreFriends Life widens critical illness cancer coverPeter Walker | FT Adviser | 16 March 2015Friends Life has updated its critical illness product, improving coverage of less advanced cancers to give one of the widest covers available within a standard policy...Read moreFriends Life makes CIC improvementsAlan Lakey | Mortgage Introducer | 16 March 2015Friends Life has improvements to its CIC product with a clear focus on continuing to offer top of the market cover, write Alan Lakey, director, CIExpert...Read moreProtection has evolved, so why aren’t sales surging?Donia O’Loughlin| FT Adviser| 9 March 2015Shock tactics, not product innovation, is the only way insurance sales will pick up, says Alan Lakey...Read moreSimplybiz tells members to use CIExpert protection toolPeter Walker | FT Adviser | 3 March 2015Support services firm SimplyBiz is telling members to use online portal CIExpert for their protection business, as part of a programme to build focus on protection...Read moreSimplybiz Group members to use CIExpertFiona Murphy | Cover Magazine | 3 March 2015SimplyBiz will be advocating the use of CIExpert by their members to enhance their protection business in a series of protection-focused events across the country...Read moreAegon pays over 90% of life, CI and IP claimsPeter Walker | FT Adviser| 3 March 2015Aegon UK paid a total of 113m in life, critical illness and income protection claims last year, helping more than 1,200 customers, families and businesses...Read moreLV promotes awareness of prostate and ovarian cancerFiona Murphy | Cover Magazine | 27 February 2015LV= has said that two out of ten (19%) of its male cancer critical illness claims relate to prostate and testicular cancer while ovarian cancer accounts for nearly one in 15 (7%) femalie critical illness cancer claims...Read moreSpreading the WordJeff Prestridge | FT Adviser | 27 February 2015The protection insurance industry has done a great job cleaning up its act. Now it’s time to spread the word to the public...Read moreCIExpert’s Alan Lakey wins Protection Adviser of the Year at Unbiased Media Awards 2015Unbiased.co.uk has announced the winners of this year’s Media Adviser Awards...Read moreThe Right Mortgage Protection backs CIExpertRyan Bembridge | Mortgage Introducer | 2 February 2015CIExpert lets advisers evaluate the whole of market with its research and analysis, helping them pick the most appropriate critical illness policy for clients...Read moreReview: Top protection tech in 2014Guy Williams | Cover Magazine | 8 December 2014Guy Williams reviews the innovations in protection technology launched during 2014..Read moreCIExpert available through IFA ComplianceThomas Smith | Cover Magazine | 8 December 2014IFA Compliance has announced that it will now make CIExpert available to all adviser firms who are customers...Read moreCIExpert: Old Mutual Wealth “has thrown down the gauntlet”Thomas Smith | Cover Magazine | 27 November 2014CIExpert has given its verdict on Old Mutual Wealth’s critical illness (CI) changes including conditions new to CI...Read moreCIExpert upgrades site to enhance adviser processesFiona Murphy | Cover Magazine | 25 November 2014CIExpert has announced enhancements including the addition of four past providers to the database, meaning advisers can analyse 40 providers with over 250 policies when re-broking a critical illness existing policy...Read more‘I had to sell my home when I became ill’: Read Tracey’s moving story and you’ll never risk losing your income through illnessJeff Prestridge | Daily Mail | 1 November 2014Former pharmacy technician Tracey Clarke has reluctantly had to accept that, sooner rather than later, she will lose her eyesight altogether...Read moreArchitect of critical illness cover passes awayNatalie Holt | Money Marketing | 14 November 2014The architect of critical illness insurance Dr Marius Bernard has died aged 87...Read moreA quarter of male CI cancer claims for prostate cancer - AegonFiona Murphy | Cover Mag | 7 November 2014Cancer has accounted for 50% of all male critical illness (CI) claims with a quarter of those claims for prostate cancer this year, Aegon’s claims statistics have revealed...Read moreCIExpert: The Gender GapAlan Lakey | Cover Magazine | 3 November 2014Alan Lakey analyses premium adjustments on CI policies in the wake of the Gender Directive...Read moreMortgage network rolls out CIExpert to brokersFiona Murphy | Cover Magazine | 13 October 2014Network Mortgage Intelligence has sharpened its focus on protection sales by introducing critical illness comaprison site CIExpert for its mortgage advisers to use...Read moreMortgage Intelligence adopts CIExpert for membersDevraj Ray | Money Marketing | 13 October 2014Distributor Mortgage Intelligence has adopted critical illness comparison service CIExpert for its members to use. The announcement comes after a pilot scheme...Read moreMaking sense of critical illnessRicky Butler | Mindful Money | 6 October 2014With a large choice of plans available and insurance companies constantly evolving their definitions it’s important to choose wisely when setting up a critical illness plan...Read moreCIExpert assesses Bright Grey’s CI policyFiona Murphy | Cover Magazine | 29 September 2014CIExpert has given its verdit on Bright Grey’s critical illness (CI) policy revamp citing its children’s cover improvement as a notable change....Read moreCIExpert: L G upgrades CI cover to ‘remain competitive’Fiona Murphy | Cover Magazine | 22 September 2014CIExpert gives its verdict on Legal General as the latest insurer to upgrade its (CI) critical illness proposition, 17 months after its last set of improvements...Read moreSkandia platform name dropped after 35 yearsMatthew Jeynes | FT Adviser | 22 September 2014A new era for one of the largest adviser platforms is expected to begin this week as the 35-year-old Skandia brand is dropped in favour of Old Mutual Wealth...Read moreCIExpert: Beagle Street kicks off CI upgrade raceAlan Lakey | Mortgage Introducer | 17 September 2014Beagle Street, the online insurer that entered the market in July 2012 has kicked off this seasons critical illness upgrade race, writes Alan Lakey...Read moreCIExpert: Beagle Street kicks off CI ‘upgrade race’Fiona Murphy | Cover Magazine | 17 September 2014CIExpert has revealed that Beagle Street, the online insurer that entered the market in July 2012 has ‘kicked off this season’s critical illness upgrade race’...Read moreCIExpert: Where condition counters fall shortAlan Lakey | Cover Magazine | 27 August 2014Are older CI plans better or worse than modern ones? The answer can be surprisingly complex. Alan Lakey explains...Read moreStonebridge protection push extends CIExpert to advisersPeter Walker | FT Adviser | 18 Aug 2014Mortgage and insurance network Stonebridge Group will be offering critical illness knowledge website CIExpert to its advisers from today (18 August)...Read moreStonebridge introduces CIExpert in protection drivePaul Robertson | Cover Mag | 18 Aug 2014As part of a protection drive, mortgage and insurance network the Stonebridge Group will be offering CIExpert to all its advisers from today...Read moreIs CI too complex? Alan Lakey on Critical Illness Cover - MPAF Podcast Episode 3Roger Edwards | MPAF Podcast | 8 July 2014In Epsiode 3 of the Marketing Protection and Finance Podcast – I talk to adviser Alan Lakey...Listen HereAll change for CIFiona Murphy | Cover Magazine | 12 June 2014Individual critical illness saw a relentless pace of change last year. But has the industry gone far enough? Fiona Murphy investigates...Read moreCI: The difference between value and costAlan Lakey | Money Marketing | 2 Jun 2014It is worth the time and effort to explain the value of a product to the buyer, writes Alan Lakey...Read moreCIExpert: What triggers protection complaintsAlan Lakey | Money Marketing | 22 May 2014Looking at the FOS’s published complaints decisions gives a good idea of what causes protection complaints and how the ombudsman views the issues...Read moreLies, damn lies and protection insurance statisticsKevin Carr | FT Adviser | 24 May 2014The old adage states “you can prove anything with statistics” - but can you, and do they help or hinder?...Read moreWell covered: Why picking a protection policy is no longer about priceRebecca Jones | Professional Adviser | 1 May 2014Clients protection priorities are changing and so too are the tools on offer to help advisers find the right solutions. Rebecca Jones investigates...Read moreCIExpert analyses Friends Life CI upgradeCover Mag | Fiona Murphy | 19 Apr 2014CIExpert has analysed Friends Life s latest upgrade to its critical illness (CI) policy...Read moreCIExpert analyses Friends Life CI upgradeCover Mag | Fiona Murphy | 19 Apr 2014CIExpert has analysed Friends Life s latest upgrade to its critical illness (CI) policy...Read moreCIExpert assesses Aviva CI heart attack upgradeCover Mag | Fiona Murphy | 14 Apr 2014Aviva has gone beyond ABI definitions with enhancements to its critical illness (CI) heart attack coverage, CIExpert has said...Read moreAviva CI to pay out on all heart attacksCover Mag | Fiona Murphy | 14 Apr 2014Aviva has enhanced its heart attack definition on new critical illness (CI) policies to pay out on the diagnosis of a heart attack regardless of severity...Read moreLV= makes extensive upgradesMortgage Introducer | Alan Lakey | 9 Apr 2014For the second year running LV= has made extensive upgrades to its critical illness cover reaffirming its desire to be seen as the leading critical illness insurer...Read moreProtection Brief: CIExpert: Rebroking is not churningMoney Marketing | Alan Lakey | 27 Mar 2014Many compliance officers, indeed many advisers, consider rebroking a critical-illness plan to be dangerous, perhaps even tantamount to churning...Read moreCritical ConfusionFT Adviser | Sam Barrett | 24 Mar 2014As insurers complete to offer the most comprehensive critical illness insurance product, the number of ABI+ definitions has ballooned...Read moreSkandia pays 96% of CI claims in 2013FT Adviser | Michael Trudeau | 6 Mar 2014Skandia paid out 96 per cent of its critical illness claims in 2013 after re-entering the market in April, the firm revealed...Read moreLifesearch Awards celebrate a “strong year” in protectionCover Mag | Paul Robertson | 6 Mar 2014LifeSearch Protection Awards 2014 winners are announced...Read moreMarket views - Has CI really changed?Cover Mag | 6 Mar 2014We saw a lot of changes to critical illness (CI) products last year. Do you think these changes presented a meaningful difference, or was it a case of change for change’s sake?...Read moreCIExpert’s Alan Lakey wins Protection Adviser of the Year at Media Adviser Awards 2014Unbiased.co.uk has announced the winners of this year’s Media Adviser Awards...Read morePartial critical illness payments are only half the storyMoney Marketing | Alan Lakey | 11 Feb 2014Apfa council member says drop to a maximum of 3,000 advisers is to blame for 2,300bn savings gap...Read moreCIExpert offers historic and white label comparisonsFT Adviser | Donia O Loughlin | 3 Feb 2014Life insurance firm boss says CIExpert is an “invaluable research tool that we use to evaluate the appropriateness of a CI contract”...Read moreWe’ve got just 1% of protection advice market leftFT Adviser | Donia O Loughlin | 24 Jan 2014Apfa council member says drop to a maximum of 3,000 advisers is to blame for 2,300bn savings gap...Read moreThe 10 most significant changes to CI cover in 2013FT Adviser | Kevin Carr | 28 Jan 2014More than ever insurers are looking to offer above and beyond benefits to make their products stand out...Read moreAegon enhances critical illness planHI-Daily | Emily Perryman | 20 Jan 2014Aegon has enhanced its critical illness (CI) plan with the addition of eight partial payment conditions and one new full payment condition and improvements to five existing definitions...Read moreAegon ‘substantially’ improves critical illness planMortgage Strategy | Paul Thomas | 20 Jan 2014Aegon has ‘substantially’ improved its critical illness plan, according to CI comparison site CIExpert...Read moreSkandia extends range of critical illness coverMoney Marketing | Samuel Dale | 19 Dec 2013Skandia has expanded its critical illness policies to cover more diseases and increased the maximum age of applicants to 67...Read moreSkandia adds greater clarity to its critical illness planMortgage Introducer | Protection | 19 Dec 2013Skandia has added greater clarity to its critical illness plan and now has new full payment conditions including Parkinson Plus Syndromes, writes Alan Lakey, director of CIExpert...Read moreSkandia upgrade ‘fires shot across bow of its rivals’- CIExpertCover Magazine | Fiona Murphy | 19 Dec 2013Skandia has ‘fired a shot over the bows of its rivals with changes to its Critical Illness (CI) plan, according to CIExpert...Read moreCIExpert gives Aviva thumbs upCover Magazine | Paul Robertson | 9 Dec 2013CIExpert has applauded Aviva’s critical illness cover in light of the changes made today...Read moreCritical illness insurance: The neglected cover that could be crucialGuardian | Money | Liz Phillips | 7 Dec 2013Critical illness cover - which pays out if you get a life-threatening illness - has a bad reputation. But is it time to look again? Read moreAdvisers’ 10 best protection selling pointsFT Adviser | Protection | Kevin Carr | 27 Nov 2013Every now and then it’s nice to hear what people think the protection industry does well and how we innovate...Read moreCIExpert: It’s all in the policy wordingCover Magazine | Alan Lakey | 19 Nov 2013Simplicity in policy wordings is easy to achieve if providers cared to try, writes Alan Lakey...Read moreGender Directive repercussions were mild for CI - CIExpertCover Magazine | Paul Robertson | 23 Oct 2013Critical illness insurance has unexpectedly become cheaper for many young women this year, according to CIExpert’s data tracking...Read moreGuide to Critical IllnessFT Adviser | Training Adviser GuidesThis guide will tackle what role critical illness should play in financial planning, the pros and cons of these policies and how to ensure your client understands the need for this cover and ends up with the right product for the right price...Read moreCOVER Excellence Awards 2013 - THE WINNERSCover Mag | Fiona Murphy | 09 Oct 2013The COVER Excellence Awards 2013 were held last week at the Victoria Park Plaza in London to recognise exceptional protection and health insurance products, providers and intermediaries...Read more’My 62 a month became a life-saver’Telegraph | Nicole Blackmore | 04 Oct 2013Cancer is common but treatments are more effective than ever - which is why insurance can be vital, as Monique Oakley found out...Read moreTop 10 protection tools for advisersFT Adviser | Kevin Carr | Protection | 19 Sep 2013In researching this article I contacted a range of insurers, technology firms and advisers inviting them to suggest or recommend the protection tools they think are the best. I have never had quite so many emails from insurers quite so quickly...Read moreAgeas CI upgrade: The CIExpert ratingCover Magazine | Fiona Murphy | 27 Sep 2013CIExpert has welcomed Ageas Protect’s amendments to its Critical Illness (CI) policy and highlighted its position as the first insurer to extend Type 1 diabetes cover to adults aged below 40...Read moreCIExpert: The big problems with ABI+Money Marketing | 26 Sep 2013Like most other industries, financial services seeks to glamorise and promote its products with every tool at its disposal. Sometimes these tools lose their precision and therefore their value...Read moreBright Grey CI overhaul: the CIExpert ratingCover Magazine | Fiona Murphy | 23 Sep 2013CIExpert has analysed the latest alternations from Bright Grey to its menu-based critical illness (CI) policy...Read moreFriends Life CI upgrade: the CIExpert ratingCover Magazine | Paul Robertson | 23 Sep 2013Friends Life has reconfirmed its place at the top of the quality tree with a number of innovations CIExpert has concluded...Read moreIt’s worth rebroking your clients to modern plansMortgage Introducer | Alan Lakey | Sep 2013It seems that the mortgage market is finally recovering. This, and the fact that the RDR has forced many advisers to eschew investment products, is directing advisers towards a greater focus on protection planning...Read moreCritical stage - are brokers turning their backs on selling CI?Mortgage Strategy | Edmund Tirbutt | Features | 11 Sep 2013Advisers boosted critical-illness cover business when the mortgage market went into meltdown but now that mortgage sales are reviving, will CI cover become a casualty or do advisers have a duty to see borrowers covered?...Read moreScot Prov ‘diversifying’ CI plan from Bright Grey’s in latest changesHi-Mag | Tessa Norman | 11 Sep 2013Bright Grey and Scottish Provident are differentiating their critical illness (CI) plans from one another in a bid to appeal to different markets...Read moreCIExpert analyses Scottish Provident’s CI upgradeCover Magazine | Fiona Murphy | 11 Sep 2013CIExpert has positively reviewed Scottish Provident’s three new alterations to its Self Assurance critical illness (CI) policy which take effect from 16th September...Read moreCIExpert welcomes HSBC’s CI improvementsCover Magazine | Fiona Murphy | 10 Sep 2013CIExpert has welcomed HSBC’s recent changes to its critical illness (CI plan), saying this marks the first time the bank ‘has made efforts to compete’ with major CI players...Read moreHow to waste 10,000 on life coverTelegraph | Nicole Blackmore | 8 Sep 2013Buying a policy from a bank, or even from the insurer, could cost far more than using an adviser...Read moreAn eye on partial paymentsCover Magazine | Alan Lakey | 5 Sep 2013Partial Payments are an added value, but comparison is not plain sailing...Read moreHow to claim successfully for critical illness coverTelegraph | Nicole Blackmore | 30 Aug 2013Critical-illness cover can be a lifeline to those diagnosed with serious conditions and their families...Read moreProtection report: Panels for providersFT Adviser | Edmund Tirbutt | 28 Aug 2013Protection experts are used to rabbiting on about the impact of stress and mental illness but the problem could be closer to home than they think...Read moreCIExpert: Partial payment conditionsCover Magazine | Alan Lakey | 31 Jul 2013Partial payments are becoming more prevalent in CI policies, but how to assess them? Alan Lakey investigates...Read moreCritical illness cover is getting betterEvery Investor | Alan Lakey | 29 Jul 2013This year has witnessed a torrent of improvements to critical illness policies...Read moreCIExpert: Getting the right policy for breast cancerMoney Marketing | Protection | 25 Jul 2013The number of partial payment enhancements to CI cover in recent years have led to some large differences between the level of cover for breast cancer...Read moreCIExpert welcomes Beagle Street CI upgradeCover Magazine| Fiona Murphy | 18 Jul 2013CIExpert has analysed Beagle Street s recent upgrade to its Critical Illness (CI) plan and highlighted improved wordings of eleven conditions.....Read moreCIExpert notes growing complexity with Aviva CI upgradeCover Magazine| Fiona Murphy | 8 Jul 2013CIExpert has analysed recent changes to Aviva s critical illness (CI) plan and said it has highlighted how complex policies are becoming....Read moreCIExpert applauds Zurich’s CI partial paymentsCover Magazine| Paul Robertson | 28 Jun 2013CIExpert has analysed Zurich’s recent upgrade to its critical illness plans and highlighted its early stage cancer coverage...Read moreLV=’s new CI policy first serious hybrid - CIExpertCover Magazine| Paul Robertson | 31 May 2013CIExpert has hailed LV=’s upgrade to its critical illness (CI) plans as the first serious attempt at a hybrid approach between traditional CI and severity-based payments...Read moreCIExpert: Children’s cover for CIMoney Marketing | Alan Lakey | 30 May 2013It is potentially an emotive subject but the reality is CI for children can be an important component of a good quality policy...Read moreCIExpert ‘applauds’ Bright Grey’s CI changesCover Magazine | Paul Robertson | 28 May 2013CIExpert has analysed recent changes to Bright grey’s critical illness definitions and approved of the insurers clarification of definitions...Read morePrice war? CI premiums lower than pre G-dayCover Magazine | Nicola Culley | 13 May 2013Price wars between providers are “as full on as ever”, CIExpert has stated following reports that some critical illness (CI) premiums are lower than pre-G-Day rates....Read moreAlan Lakey: The perils of relying on execution-onlyMoney Marketing | Regulation | 8 May 2013Over the years I’ve been contacted by numerous compliance consultants, seers and experts of one sort or another who have attempted to point my firm in the ‘right direction’ to avoid regulatory opprobrium and the potential for complaints...Read moreSkandia Protect to re-enter CI market15.04.13 - Skandia Protect has today announced its return to the critical illness arena...Hi-Mag Money Marketing Cover Magazine Mortgage StrategyL G raises max applicant age in raft of changes to CI planHi-Mag | Critical Illness | 15 April 2013Legal General has introduced a new definition for cardiac arrest to its critical illness (CI) plan, and raised the maximum age it will accept applicants up to, as part of a raft of improvements made to the product...Read moreCIExpert gives thumbs up to L G CI improvementsCover Magazine | Paul Robertson | 15 April 2013Critical illness insurance database CIExpert has released an analysis of Legal General’s alterations to its critical illness products. Alan Lakey, director at CIExpert, said of the changes: “This confirms L G’s commitment to being a major player in the quality end of the adviser market”...Read moreCIExpert: Out with the old?Money Marketing | Alan Lakey | 28 March 2013How often is an adviser confronted by a client with an existing critical illness policy who is looking for advice on whether it should be retained or replaced? It could be because a new mortgage is being arranged or maybe the client has read about improvements to CI plans...Read moreCIExpert Analysis: Beagle Street CICover Magazine | Nicola Culley | 25 March 2013Beagle Street’s critical illness plan offers 23 conditions including children’s cover up to 25,000. The definitions abide strictly by the ABI model wordings and aims to be a low-cost simple, direct to consumer plan...Read moreCIExpert launches tool for product comparisonFT Adviser | Marc Shoffman | 13 March 2013Critical illness comparison website CIExpert has launched a tool to allow advisers to compare old and new protection products...Read moreCIExpert: Would customers benefit from non advice?Cover Magazine | Alan Lakey | 7 March 2013If commission was abolished for protection plans, what would be the result? Would the customer benefit? Perhaps not, finds Alan Lakey...Read moreCIExpert launches valued based assessment for CI policy replacementCover Magazine| Paul Robertson | 8 March 2013CIExpert has upgraded its online knowledgebase for advisers adding tools to simplify comparing a critical illness policy with one that a client has previously acquired...Read moreCash strapped cancer patients living in isolation - MacmillanCover Magazine| Paul Robertson | 11 February 2013One in four (23%) of the 325,000 newly diagnosed cancer patients in the UK - an estimated 70,000 patients each year - lack support from family and friends during their treatment and recovery, according to Macmillan Cancer Support...Read moreUnsung IFA hero #11 Alan LakeyIFA Online | 10 January 2013 ...Alan is one of those people who will always give more than what he takes from the industry. As a leading expert in critical illness he has singlehandedly launched CIExpert, which is now the premiere critical illness comparison website in the UK”...Read moreCIExpert’s Alan Lakey wins Protection IFA of the Year 201308.02.13 - We are pleased to announce that CIExpert’s Alan Lakey recently won the Unbiased Awards Protection IFA of the Year Award 2013. To see the award listings click here, for a photo click here.Tenet offers members access to critical illness portalFT Adviser | Donia O’Loughlin | 01.02.13Tenet member says CIExpert has proven to be an ‘invaluable tool’ for ensuring CI research is accurate. Tenet Group will be offering its appointed representatives and associate advisers access to critical illness portal CIExpert’s Online Service...Read moreThe scarcity of worthwhile analytical knowledgeMortgage Introducer| Protection Review | Alan Lakey | January 2013Over the past decade the financial advice industry has focused its attention on wealth management with all manner of sites providing guidance on stochastic modelling, find growth, chart creation and the like...Read moreUrgent need to check new policy documents, adviser warnsCover Magazine |Nicola Culley | 16.01.13A protection adviser has warned advisers to check critical illness cover policy documents after receiving a series of out-dated terms and conditions for clients...Read moreCIExpert - Children’s CoverCover Magazine | Feature | Alan Lakey | 15.01.13In the latest of a series exploring the finer points of critical illness protection, CIExpert’s Alan Lakey examines children’s cover...Read moreCIExpert: Ageas improves its critical illness policyCover Magazine | Paul Robertson | 16.01.13CIExpert has released its assessment of changes Ageas has made to its critical illness plan...Read moreCIExpert - Aegon’s upgraded CI policyCover Magazine | Paul Robertson | 10.01.13CIExpert has released its assessment of changes Aegon has made to its critical illness policy...Read moreCritical illness: Everything you need to knowFT Adviser | Protection | Kevin Carr | 04.01.13Critical illness is a stalwart product in financial planning, but it is often misunderstood...Read moreFinancial protection may have bad name - but dare you be without it?Daily Mail | Jeff Prestridge | 01.12.12Financial protection has been given a bad name by the poor value offered by payment protection insurance. But for many people, the reassurance that cover brings cannot be overestimated...Read moreAviva does “tidying up” job on CI coverMortgage Solutions | Protection | Vicky Hartley | 26.11.12The insurer has moved to “Activities of Daily Work” from “Activities of Daily Living” for applicants in higher risk occupations. Aviva has also altered its definition of benign brain tumour claims...Read moreGuide to Critical Illness CoverFTAdviser | Adviser Guide | 22.11.12Research carried out by Scottish Widows this summer found three-quarters of UK families have no protection products. Yet many people are happy to insure their pets and possessions rather than themselves...View the guidePanacea Adviser: Protection ChatPanacea Adviser | 11.09.12CIExpert has teamed up with Panacea to bring you a dedicated Protection forum, where you can discuss any Protection queries you may have, or to help others with any issues they may have...Visit the Forum todayFor more news items click here

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